2015 HRK to LSL Historical Review

YEARLY HIGH

2.2900 LSL

YEARLY LOW

1.6578 LSL

YEARLY AVERAGE

1.8611 LSL

2015 HRK to LSL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the HRK to LSL exchange rate experienced significant fluctuation. The market reached its absolute peak on December 13, valuing the pair at 2.2900. Conversely, the yearly low was recorded on January 25, dropping to 1.6578.

This high-to-low spread represents a total annual volatility of 0.6322 LSL. From a start-to-finish perspective, comparing the January average rate of 1.7504 to the December average rate of 2.1501, the exchange rate registered a net change of 22.84% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 2.2900 was up 14.66% compared to the 2014 peak of 1.9972, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 11,450 LSL

2014 Average 9,431 LSL

Yearly Trough Low 8,289 LSL

Transaction Impact: A difference of 3,161.16 LSL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

2.1944

1.6626

JanuMarcMayJulySeptNove

HRK to LSL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.7448, compared to 1.9774 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2326 points.

H1 Avg (Jan–Jun) 1.7448

H2 Avg (Jul–Dec) 1.9774

Volatility Range Comparison

Volatility

The most volatile month in 2015 was December, with a trading range of 0.2932 LSL (High: 2.2900 / Low: 1.9968). On the other end, March was the most stable month, with a tight range of 0.0373 LSL (High: 1.7295 / Low: 1.6922).

December Spread (Volatile) ±0.2932

March Spread (Stable) ±0.0373

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0428 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0428

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2015: 2.1501) against the same month in 2014 (average: 1.8460), the exchange rate shifted by +0.3041 (+16.47%).

2015 Avg (December) 2.1501

2014 Avg (December) 1.8460

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.8326	1.6578	1.7504
February	1.7297	1.6813	1.7076
March	1.7295	1.6922	1.7116
April	1.7545	1.6781	1.7069
May	1.7913	1.7330	1.7676
June	1.8630	1.7688	1.8250
July	1.8419	1.7638	1.8065
August	2.0113	1.8313	1.9004
September	2.0643	1.9731	2.0222
October	2.0385	1.9466	1.9873
November	2.0322	1.9526	1.9981
December	2.2900	1.9968	2.1501