2013 HRK to LSL Historical Review

YEARLY HIGH

1.8923 LSL

YEARLY LOW

1.4785 LSL

YEARLY AVERAGE

1.6911 LSL

2013 HRK to LSL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the HRK to LSL exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 1.8923. Conversely, the yearly low was recorded on January 1, dropping to 1.4785.

This high-to-low spread represents a total annual volatility of 0.4137 LSL. From a start-to-finish perspective, comparing the January average rate of 1.5402 to the December average rate of 1.8598, the exchange rate registered a net change of 20.75% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 1.8923 was up 23.48% compared to the 2012 peak of 1.5325, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 9,461 LSL

2012 Average 7,015 LSL

Yearly Trough Low 7,393 LSL

Transaction Impact: A difference of 2,068.72 LSL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

1.8918

1.5083

JanuMarcMayJulySeptNove

HRK to LSL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.5988, compared to 1.7833 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1845 points.

H1 Avg (Jan–Jun) 1.5988

H2 Avg (Jul–Dec) 1.7833

Volatility Range Comparison

Volatility

The most volatile month in 2013 was May, with a trading range of 0.1782 LSL (High: 1.7247 / Low: 1.5465). On the other end, July was the most stable month, with a tight range of 0.0368 LSL (High: 1.7477 / Low: 1.7108).

May Spread (Volatile) ±0.1782

July Spread (Stable) ±0.0368

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0329 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0329

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2013: 1.8598) against the same month in 2012 (average: 1.5022), the exchange rate shifted by +0.3576 (+23.81%).

2013 Avg (December) 1.8598

2012 Avg (December) 1.5022

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.6088	1.4785	1.5402
February	1.6100	1.5254	1.5662
March	1.5901	1.5487	1.5682
April	1.5845	1.5269	1.5585
May	1.7247	1.5465	1.5981
June	1.8039	1.7031	1.7617
July	1.7477	1.7108	1.7288
August	1.8349	1.7382	1.7785
September	1.7972	1.7097	1.7561
October	1.7955	1.7564	1.7730
November	1.8261	1.7833	1.8037
December	1.8923	1.8162	1.8598