2024 HRK to LSL Historical Review

YEARLY HIGH

2.7826 LSL

YEARLY LOW

2.4619 LSL

YEARLY AVERAGE

2.6316 LSL

2024 HRK to LSL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2024

During 2024, the HRK to LSL exchange rate experienced significant fluctuation. The market reached its absolute peak on February 26, valuing the pair at 2.7826. Conversely, the yearly low was recorded on December 12, dropping to 2.4619.

This high-to-low spread represents a total annual volatility of 0.3207 LSL. From a start-to-finish perspective, comparing the January average rate of 2.7205 to the December average rate of 2.5329, the exchange rate registered a net change of -6.90% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2024 high of 2.7826 was down 1.47% compared to the 2023 peak of 2.8243, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 13,913 LSL

2023 Average 13,250 LSL

Yearly Trough Low 12,310 LSL

Transaction Impact: A difference of 1,603.50 LSL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2024.

2.7398

2.5082

JanuMarcMayJulySeptNove

HRK to LSL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.6860, compared to 2.5772 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1087 points.

H1 Avg (Jan–Jun) 2.6860

H2 Avg (Jul–Dec) 2.5772

Volatility Range Comparison

Volatility

The most volatile month in 2024 was June, with a trading range of 0.2011 LSL (High: 2.7381 / Low: 2.5370). On the other end, October was the most stable month, with a tight range of 0.0477 LSL (High: 2.5632 / Low: 2.5155).

June Spread (Volatile) ±0.2011

October Spread (Stable) ±0.0477

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2024. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0548 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0548

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2024: 2.7187) against the same month in 2023 (average: 2.5414), the exchange rate shifted by +0.1772 (+6.97%).

2024 Avg (February) 2.7187

2023 Avg (February) 2.5414

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.7682	2.6833	2.7205
February	2.7826	2.6628	2.7187
March	2.7489	2.6862	2.7201
April	2.7264	2.6101	2.6848
May	2.6853	2.6064	2.6398
June	2.7381	2.5370	2.6321
July	2.6587	2.5805	2.6261
August	2.6987	2.5861	2.6379
September	2.6372	2.5396	2.5969
October	2.5632	2.5155	2.5420
November	2.5625	2.4971	2.5275
December	2.5961	2.4619	2.5329