2012 HRK to MVR Historical Review

YEARLY HIGH

2.7210 MVR

YEARLY LOW

2.2966 MVR

YEARLY AVERAGE

2.5143 MVR

2012 HRK to MVR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the HRK to MVR exchange rate experienced significant fluctuation. The market reached its absolute peak on September 16, valuing the pair at 2.7210. Conversely, the yearly low was recorded on July 1, dropping to 2.2966.

This high-to-low spread represents a total annual volatility of 0.4244 MVR. From a start-to-finish perspective, comparing the January average rate of 2.4054 to the December average rate of 2.6769, the exchange rate registered a net change of 11.29% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 2.7210 was down 1.88% compared to the 2011 peak of 2.7733, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 13,605 MVR

2011 Average 12,751 MVR

Yearly Trough Low 11,483 MVR

Transaction Impact: A difference of 2,122.07 MVR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

2.7106

2.3061

JanuMarcMayJulySeptNove

HRK to MVR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.4224, compared to 2.6062 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1838 points.

H1 Avg (Jan–Jun) 2.4224

H2 Avg (Jul–Dec) 2.6062

Volatility Range Comparison

Volatility

The most volatile month in 2012 was July, with a trading range of 0.2268 MVR (High: 2.5234 / Low: 2.2966). On the other end, April was the most stable month, with a tight range of 0.0457 MVR (High: 2.5009 / Low: 2.4552).

July Spread (Volatile) ±0.2268

April Spread (Stable) ±0.0457

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0788 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0788

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2012: 2.6695) against the same month in 2011 (average: 2.5926), the exchange rate shifted by +0.0768 (+2.96%).

2012 Avg (September) 2.6695

2011 Avg (September) 2.5926

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.4560	2.3579	2.4054
February	2.5061	2.4175	2.4570
March	2.5015	2.4351	2.4665
April	2.5009	2.4552	2.4722
May	2.4891	2.3092	2.3934
June	2.3755	2.3046	2.3398
July	2.5234	2.2966	2.4563
August	2.6039	2.5110	2.5492
September	2.7210	2.5947	2.6695
October	2.6984	2.6411	2.6636
November	2.6551	2.5969	2.6217
December	2.7079	2.6392	2.6769