2026 HRK to MVR Historical Review

YEARLY HIGH

2.4650 MVR

YEARLY LOW

2.3300 MVR

YEARLY AVERAGE

2.3814 MVR

2026 HRK to MVR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the HRK to MVR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 27, valuing the pair at 2.4650. Conversely, the yearly low was recorded on June 24, dropping to 2.3300.

This high-to-low spread represents a total annual volatility of 0.1350 MVR. From a start-to-finish perspective, comparing the January average rate of 2.4070 to the December average rate of 2.3662, the exchange rate registered a net change of -1.70% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 2.4650 was up 1.91% compared to the 2025 peak of 2.4187, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 12,325 MVR

2025 Average 11,551 MVR

Yearly Trough Low 11,650 MVR

Transaction Impact: A difference of 675.11 MVR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

2.4316

2.3344

JanuMarcMayJuly

HRK to MVR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.3905, compared to 2.3543 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0361 points.

H1 Avg (Jan–Jun) 2.3905

H2 Avg (Jul–Dec) 2.3543

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 0.0850 MVR (High: 2.4650 / Low: 2.3800). On the other end, August was the most stable month, with a tight range of 0.0004 MVR (High: 2.3664 / Low: 2.3659).

January Spread (Volatile) ±0.0850

August Spread (Stable) ±0.0004

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0528 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0528

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 2.4070) against the same month in 2025 (average: 2.1157), the exchange rate shifted by +0.2913 (+13.77%).

2026 Avg (January) 2.4070

2025 Avg (January) 2.1157

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.4650	2.3800	2.4070
February	2.4426	2.4055	2.4235
March	2.4115	2.3410	2.3707
April	2.4211	2.3618	2.3976
May	2.4043	2.3768	2.3848
June	2.3810	2.3300	2.3591
July	2.3620	2.3316	2.3425
August	2.3664	2.3659	2.3662