2014 HRK to MVR Historical Review

YEARLY HIGH

2.8238 MVR

YEARLY LOW

2.4203 MVR

YEARLY AVERAGE

2.6791 MVR

2014 HRK to MVR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the HRK to MVR exchange rate experienced significant fluctuation. The market reached its absolute peak on May 6, valuing the pair at 2.8238. Conversely, the yearly low was recorded on December 31, dropping to 2.4203.

This high-to-low spread represents a total annual volatility of 0.4034 MVR. From a start-to-finish perspective, comparing the January average rate of 2.7477 to the December average rate of 2.4541, the exchange rate registered a net change of -10.68% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 2.8238 was up 1.45% compared to the 2013 peak of 2.7833, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 14,119 MVR

2013 Average 13,479 MVR

Yearly Trough Low 12,102 MVR

Transaction Impact: A difference of 2,017.13 MVR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

2.8231

2.4206

JanuMarcMayJulySeptNove

HRK to MVR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.7710, compared to 2.5873 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1836 points.

H1 Avg (Jan–Jun) 2.7710

H2 Avg (Jul–Dec) 2.5873

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 0.1110 MVR (High: 2.6574 / Low: 2.5465). On the other end, March was the most stable month, with a tight range of 0.0352 MVR (High: 2.7999 / Low: 2.7647).

September Spread (Volatile) ±0.1110

March Spread (Stable) ±0.0352

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0835 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0835

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2014: 2.7868) against the same month in 2013 (average: 2.6310), the exchange rate shifted by +0.1559 (+5.92%).

2014 Avg (May) 2.7868

2013 Avg (May) 2.6310

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.7769	2.7211	2.7477
February	2.7764	2.7200	2.7484
March	2.7999	2.7647	2.7816
April	2.8083	2.7604	2.7895
May	2.8238	2.7654	2.7868
June	2.7926	2.7558	2.7716
July	2.7841	2.7001	2.7403
August	2.7107	2.6470	2.6853
September	2.6574	2.5465	2.6018
October	2.5703	2.5164	2.5491
November	2.5247	2.4679	2.4933
December	2.4913	2.4203	2.4541