2013 HRK to MVR Historical Review

YEARLY HIGH

2.7833 MVR

YEARLY LOW

2.5920 MVR

YEARLY AVERAGE

2.6960 MVR

2013 HRK to MVR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the HRK to MVR exchange rate experienced significant fluctuation. The market reached its absolute peak on October 25, valuing the pair at 2.7833. Conversely, the yearly low was recorded on March 28, dropping to 2.5920.

This high-to-low spread represents a total annual volatility of 0.1913 MVR. From a start-to-finish perspective, comparing the January average rate of 2.7088 to the December average rate of 2.7598, the exchange rate registered a net change of 1.88% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 2.7833 was up 2.29% compared to the 2012 peak of 2.7210, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 13,917 MVR

2012 Average 12,572 MVR

Yearly Trough Low 12,960 MVR

Transaction Impact: A difference of 956.60 MVR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

2.7726

2.6181

JanuMarcMayJulySeptNove

HRK to MVR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.6695, compared to 2.7224 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0528 points.

H1 Avg (Jan–Jun) 2.6695

H2 Avg (Jul–Dec) 2.7224

Volatility Range Comparison

Volatility

The most volatile month in 2013 was February, with a trading range of 0.1307 MVR (High: 2.7808 / Low: 2.6501). On the other end, November was the most stable month, with a tight range of 0.0447 MVR (High: 2.7405 / Low: 2.6957).

February Spread (Volatile) ±0.1307

November Spread (Stable) ±0.0447

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2013. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0812 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0812

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2013: 2.7555) against the same month in 2012 (average: 2.6636), the exchange rate shifted by +0.0919 (+3.45%).

2013 Avg (October) 2.7555

2012 Avg (October) 2.6636

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.7614	2.6620	2.7088
February	2.7808	2.6501	2.7129
March	2.6709	2.5920	2.6316
April	2.6693	2.5925	2.6334
May	2.6810	2.6026	2.6310
June	2.7473	2.6427	2.6995
July	2.7241	2.6130	2.6786
August	2.7374	2.6844	2.7172
September	2.7406	2.6564	2.7027
October	2.7833	2.7294	2.7555
November	2.7405	2.6957	2.7205
December	2.7788	2.7339	2.7598