2019 HRK to MVR Historical Review

YEARLY HIGH

2.4052 MVR

YEARLY LOW

2.2649 MVR

YEARLY AVERAGE

2.3311 MVR

2019 HRK to MVR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the HRK to MVR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 9, valuing the pair at 2.4052. Conversely, the yearly low was recorded on September 30, dropping to 2.2649.

This high-to-low spread represents a total annual volatility of 0.1403 MVR. From a start-to-finish perspective, comparing the January average rate of 2.3801 to the December average rate of 2.3058, the exchange rate registered a net change of -3.13% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2019 high of 2.4052 was down 7.37% compared to the 2018 peak of 2.5965, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 12,026 MVR

2018 Average 12,292 MVR

Yearly Trough Low 11,324 MVR

Transaction Impact: A difference of 701.61 MVR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

2.3889

2.2835

JanuMarcMayJulySeptNove

HRK to MVR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.3528, compared to 2.3093 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0435 points.

H1 Avg (Jan–Jun) 2.3528

H2 Avg (Jul–Dec) 2.3093

Volatility Range Comparison

Volatility

The most volatile month in 2019 was March, with a trading range of 0.0613 MVR (High: 2.3900 / Low: 2.3287). On the other end, May was the most stable month, with a tight range of 0.0282 MVR (High: 2.3413 / Low: 2.3131).

March Spread (Volatile) ±0.0613

May Spread (Stable) ±0.0282

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2019. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0349 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0349

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2019: 2.3801) against the same month in 2018 (average: 2.5279), the exchange rate shifted by -0.1477 (-5.84%).

2019 Avg (January) 2.3801

2018 Avg (January) 2.5279

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.4052	2.3548	2.3801
February	2.3955	2.3494	2.3666
March	2.3900	2.3287	2.3532
April	2.3446	2.3145	2.3325
May	2.3413	2.3131	2.3257
June	2.3810	2.3318	2.3587
July	2.3660	2.3152	2.3438
August	2.3528	2.2939	2.3279
September	2.3188	2.2649	2.2929
October	2.3121	2.2711	2.2931
November	2.3148	2.2801	2.2923
December	2.3293	2.2830	2.3058