2020 HRK to MVR Historical Review

YEARLY HIGH

2.5090 MVR

YEARLY LOW

2.1551 MVR

YEARLY AVERAGE

2.3361 MVR

2020 HRK to MVR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HRK to MVR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 2.5090. Conversely, the yearly low was recorded on March 19, dropping to 2.1551.

This high-to-low spread represents a total annual volatility of 0.3538 MVR. From a start-to-finish perspective, comparing the January average rate of 2.3053 to the December average rate of 2.4879, the exchange rate registered a net change of 7.92% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 2.5090 was up 4.31% compared to the 2019 peak of 2.4052, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 12,545 MVR

2019 Average 11,654 MVR

Yearly Trough Low 10,776 MVR

Transaction Impact: A difference of 1,769.08 MVR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

2.5160

2.1790

JanuMarcMayJulySeptNove

HRK to MVR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.2598, compared to 2.4123 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1525 points.

H1 Avg (Jan–Jun) 2.2598

H2 Avg (Jul–Dec) 2.4123

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.2004 MVR (High: 2.3556 / Low: 2.1551). On the other end, January was the most stable month, with a tight range of 0.0397 MVR (High: 2.3271 / Low: 2.2874).

March Spread (Volatile) ±0.2004

January Spread (Stable) ±0.0397

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0507 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0507

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 2.4879) against the same month in 2019 (average: 2.3058), the exchange rate shifted by +0.1822 (+7.90%).

2020 Avg (December) 2.4879

2019 Avg (December) 2.3058

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.3271	2.2874	2.3053
February	2.3040	2.2281	2.2631
March	2.3556	2.1551	2.2578
April	2.2328	2.1819	2.2071
May	2.2600	2.2048	2.2292
June	2.3290	2.2722	2.2962
July	2.4419	2.2889	2.3445
August	2.4524	2.4118	2.4279
September	2.4411	2.3740	2.4074
October	2.4115	2.3713	2.3934
November	2.4382	2.3679	2.4128
December	2.5090	2.4616	2.4879