2015 HRK to SEK Historical Review

YEARLY HIGH

1.2731 SEK

YEARLY LOW

1.1953 SEK

YEARLY AVERAGE

1.2298 SEK

2015 HRK to SEK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the HRK to SEK exchange rate experienced significant fluctuation. The market reached its absolute peak on August 9, valuing the pair at 1.2731. Conversely, the yearly low was recorded on March 12, dropping to 1.1953.

This high-to-low spread represents a total annual volatility of 0.0778 SEK. From a start-to-finish perspective, comparing the January average rate of 1.2268 to the December average rate of 1.2116, the exchange rate registered a net change of -1.23% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 1.2731 was up 1.97% compared to the 2014 peak of 1.2486, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 6,366 SEK

2014 Average 5,961 SEK

Yearly Trough Low 5,976 SEK

Transaction Impact: A difference of 389.21 SEK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

1.2637

1.2065

JanuMarcMayJulySeptNove

HRK to SEK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.2263, compared to 1.2333 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0070 points.

H1 Avg (Jan–Jun) 1.2263

H2 Avg (Jul–Dec) 1.2333

Volatility Range Comparison

Volatility

The most volatile month in 2015 was November, with a trading range of 0.0404 SEK (High: 1.2494 / Low: 1.2090). On the other end, April was the most stable month, with a tight range of 0.0160 SEK (High: 1.2352 / Low: 1.2192).

November Spread (Volatile) ±0.0404

April Spread (Stable) ±0.0160

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0212 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0212

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2015: 1.2590) against the same month in 2014 (average: 1.2040), the exchange rate shifted by +0.0549 (+4.56%).

2015 Avg (August) 1.2590

2014 Avg (August) 1.2040

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.2443	1.2111	1.2268
February	1.2461	1.2133	1.2319
March	1.2271	1.1953	1.2113
April	1.2352	1.2192	1.2303
May	1.2466	1.2206	1.2326
June	1.2422	1.2136	1.2252
July	1.2491	1.2200	1.2376
August	1.2731	1.2473	1.2590
September	1.2604	1.2238	1.2377
October	1.2374	1.2167	1.2276
November	1.2494	1.2090	1.2263
December	1.2260	1.1996	1.2116