2022 HRK to SEK Historical Review

YEARLY HIGH

1.4834 SEK

YEARLY LOW

1.3556 SEK

YEARLY AVERAGE

1.4114 SEK

2022 HRK to SEK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the HRK to SEK exchange rate experienced significant fluctuation. The market reached its absolute peak on December 23, valuing the pair at 1.4834. Conversely, the yearly low was recorded on April 20, dropping to 1.3556.

This high-to-low spread represents a total annual volatility of 0.1278 SEK. From a start-to-finish perspective, comparing the January average rate of 1.3769 to the December average rate of 1.4588, the exchange rate registered a net change of 5.95% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 1.4834 was up 7.75% compared to the 2021 peak of 1.3766, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 7,417 SEK

2021 Average 6,740 SEK

Yearly Trough Low 6,778 SEK

Transaction Impact: A difference of 638.77 SEK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

1.4679

1.3582

JanuMarcMayJulySeptNove

HRK to SEK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.3901, compared to 1.4326 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0425 points.

H1 Avg (Jan–Jun) 1.3901

H2 Avg (Jul–Dec) 1.4326

Volatility Range Comparison

Volatility

The most volatile month in 2022 was March, with a trading range of 0.0711 SEK (High: 1.4344 / Low: 1.3633). On the other end, October was the most stable month, with a tight range of 0.0290 SEK (High: 1.4670 / Low: 1.4381).

March Spread (Volatile) ±0.0711

October Spread (Stable) ±0.0290

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0258 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0258

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2022: 1.4588) against the same month in 2021 (average: 1.3669), the exchange rate shifted by +0.0918 (+6.72%).

2022 Avg (December) 1.4588

2021 Avg (December) 1.3669

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.3956	1.3600	1.3769
February	1.4226	1.3812	1.4013
March	1.4344	1.3633	1.3931
April	1.3850	1.3556	1.3673
May	1.4146	1.3695	1.3929
June	1.4235	1.3838	1.4094
July	1.4325	1.3768	1.4055
August	1.4268	1.3771	1.4008
September	1.4565	1.3890	1.4320
October	1.4670	1.4381	1.4540
November	1.4635	1.4223	1.4448
December	1.4834	1.4362	1.4588