2016 HRK to SEK Historical Review

YEARLY HIGH

1.3278 SEK

YEARLY LOW

1.1999 SEK

YEARLY AVERAGE

1.2575 SEK

2016 HRK to SEK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the HRK to SEK exchange rate experienced significant fluctuation. The market reached its absolute peak on November 5, valuing the pair at 1.3278. Conversely, the yearly low was recorded on January 1, dropping to 1.1999.

This high-to-low spread represents a total annual volatility of 0.1279 SEK. From a start-to-finish perspective, comparing the January average rate of 1.2119 to the December average rate of 1.2882, the exchange rate registered a net change of 6.30% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 1.3278 was up 4.30% compared to the 2015 peak of 1.2731, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 6,639 SEK

2015 Average 6,149 SEK

Yearly Trough Low 6,000 SEK

Transaction Impact: A difference of 639.44 SEK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

1.3213

1.2020

JanuMarcMayJulySeptNove

HRK to SEK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.2305, compared to 1.2845 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0540 points.

H1 Avg (Jan–Jun) 1.2305

H2 Avg (Jul–Dec) 1.2845

Volatility Range Comparison

Volatility

The most volatile month in 2016 was December, with a trading range of 0.0407 SEK (High: 1.3079 / Low: 1.2672). On the other end, March was the most stable month, with a tight range of 0.0134 SEK (High: 1.2351 / Low: 1.2217).

December Spread (Volatile) ±0.0407

March Spread (Stable) ±0.0134

Growth Streaks & Declines

Trends

Between April and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0231 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -0.0231

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2016: 1.3113) against the same month in 2015 (average: 1.2263), the exchange rate shifted by +0.0850 (+6.94%).

2016 Avg (November) 1.3113

2015 Avg (November) 1.2263

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.2223	1.1999	1.2119
February	1.2435	1.2128	1.2321
March	1.2351	1.2217	1.2297
April	1.2394	1.2230	1.2290
May	1.2484	1.2223	1.2394
June	1.2539	1.2281	1.2408
July	1.2795	1.2498	1.2659
August	1.2822	1.2605	1.2691
September	1.2841	1.2682	1.2770
October	1.3205	1.2813	1.2952
November	1.3278	1.2965	1.3113
December	1.3079	1.2672	1.2882