YEARLY HIGH
1.5294 SEK
YEARLY LOW
1.4260 SEK
YEARLY AVERAGE
1.4687 SEK

2025 HRK to SEK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the HRK to SEK exchange rate experienced significant fluctuation. The market reached its absolute peak on January 13, valuing the pair at 1.5294. Conversely, the yearly low was recorded on April 2, dropping to 1.4260.

This high-to-low spread represents a total annual volatility of 0.1034 SEK. From a start-to-finish perspective, comparing the January average rate of 1.5236 to the December average rate of 1.4434, the exchange rate registered a net change of -5.26% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 1.5294 was down 1.95% compared to the 2024 peak of 1.5599, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 7,647 SEK
2024 Average 7,590 SEK
Yearly Trough Low 7,130 SEK
Transaction Impact: A difference of 517.14 SEK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

1.5316
1.4354
JanuMarcMayJulySeptNove

HRK to SEK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.4731, compared to 1.4643 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0088 points.

H1 Avg (Jan–Jun) 1.4731
H2 Avg (Jul–Dec) 1.4643

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.0544 SEK (High: 1.4804 / Low: 1.4260). On the other end, January was the most stable month, with a tight range of 0.0104 SEK (High: 1.5294 / Low: 1.5191).

April Spread (Volatile) ±0.0544
January Spread (Stable) ±0.0104

Growth Streaks & Declines

Trends

Between May and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0387 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0387

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2025: 1.5236) against the same month in 2024 (average: 1.4978), the exchange rate shifted by +0.0258 (+1.73%).

2025 Avg (January) 1.5236
2024 Avg (January) 1.4978

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.5294 1.5191 1.5236
February 1.5275 1.4779 1.4938
March 1.4843 1.4324 1.4552
April 1.4804 1.4260 1.4574
May 1.4626 1.4355 1.4460
June 1.4788 1.4440 1.4626
July 1.5010 1.4755 1.4872
August 1.4866 1.4675 1.4800
September 1.4674 1.4490 1.4600
October 1.4697 1.4463 1.4572
November 1.4670 1.4505 1.4581
December 1.4565 1.4298 1.4434