2020 HRK to SEK Historical Review

YEARLY HIGH

1.4729 SEK

YEARLY LOW

1.3322 SEK

YEARLY AVERAGE

1.3915 SEK

2020 HRK to SEK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HRK to SEK exchange rate experienced significant fluctuation. The market reached its absolute peak on March 22, valuing the pair at 1.4729. Conversely, the yearly low was recorded on December 24, dropping to 1.3322.

This high-to-low spread represents a total annual volatility of 0.1406 SEK. From a start-to-finish perspective, comparing the January average rate of 1.4174 to the December average rate of 1.3485, the exchange rate registered a net change of -4.86% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.4729 was up 0.08% compared to the 2019 peak of 1.4717, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 7,364 SEK

2019 Average 7,134 SEK

Yearly Trough Low 6,661 SEK

Transaction Impact: A difference of 703.24 SEK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.4452

1.3397

JanuMarcMayJulySeptNove

HRK to SEK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.4153, compared to 1.3677 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0476 points.

H1 Avg (Jan–Jun) 1.4153

H2 Avg (Jul–Dec) 1.3677

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0637 SEK (High: 1.4729 / Low: 1.4092). On the other end, December was the most stable month, with a tight range of 0.0281 SEK (High: 1.3603 / Low: 1.3322).

March Spread (Volatile) ±0.0637

December Spread (Stable) ±0.0281

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0338 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0338

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 1.4364) against the same month in 2019 (average: 1.4142), the exchange rate shifted by +0.0222 (+1.57%).

2020 Avg (March) 1.4364

2019 Avg (March) 1.4142

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.4354	1.4060	1.4174
February	1.4362	1.4054	1.4180
March	1.4729	1.4092	1.4364
April	1.4483	1.4114	1.4343
May	1.4324	1.3792	1.4006
June	1.3996	1.3648	1.3851
July	1.3898	1.3591	1.3763
August	1.3898	1.3612	1.3737
September	1.4072	1.3701	1.3825
October	1.3882	1.3594	1.3723
November	1.3715	1.3397	1.3529
December	1.3603	1.3322	1.3485