2012 HRK to SVC Historical Review

YEARLY HIGH

1.5544 SVC

YEARLY LOW

1.4105 SVC

YEARLY AVERAGE

1.4955 SVC

2012 HRK to SVC Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the HRK to SVC exchange rate experienced significant fluctuation. The market reached its absolute peak on March 30, valuing the pair at 1.5544. Conversely, the yearly low was recorded on July 24, dropping to 1.4105.

This high-to-low spread represents a total annual volatility of 0.1439 SVC. From a start-to-finish perspective, comparing the January average rate of 1.4939 to the December average rate of 1.5232, the exchange rate registered a net change of 1.96% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 1.5544 was down 11.93% compared to the 2011 peak of 1.7649, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 7,772 SVC

2011 Average 8,189 SVC

Yearly Trough Low 7,052 SVC

Transaction Impact: A difference of 719.61 SVC purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

1.5459

1.4232

JanuMarcMayJulySeptNove

HRK to SVC Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.5045, compared to 1.4865 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0179 points.

H1 Avg (Jan–Jun) 1.5045

H2 Avg (Jul–Dec) 1.4865

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 0.1115 SVC (High: 1.5443 / Low: 1.4328). On the other end, October was the most stable month, with a tight range of 0.0289 SVC (High: 1.5261 / Low: 1.4972).

May Spread (Volatile) ±0.1115

October Spread (Stable) ±0.0289

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0490 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0490

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2012: 1.5326) against the same month in 2011 (average: 1.6577), the exchange rate shifted by -0.1251 (-7.55%).

2012 Avg (March) 1.5326

2011 Avg (March) 1.6577

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.5234	1.4661	1.4939
February	1.5543	1.5012	1.5257
March	1.5544	1.5156	1.5326
April	1.5540	1.5251	1.5357
May	1.5443	1.4328	1.4867
June	1.4697	1.4292	1.4523
July	1.4686	1.4105	1.4334
August	1.4750	1.4274	1.4485
September	1.5489	1.4716	1.5145
October	1.5261	1.4972	1.5114
November	1.5082	1.4752	1.4882
December	1.5421	1.5010	1.5232