2013 HRK to SVC Historical Review

YEARLY HIGH

1.5832 SVC

YEARLY LOW

1.4738 SVC

YEARLY AVERAGE

1.5332 SVC

2013 HRK to SVC Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the HRK to SVC exchange rate experienced significant fluctuation. The market reached its absolute peak on October 27, valuing the pair at 1.5832. Conversely, the yearly low was recorded on March 28, dropping to 1.4738.

This high-to-low spread represents a total annual volatility of 0.1093 SVC. From a start-to-finish perspective, comparing the January average rate of 1.5354 to the December average rate of 1.5700, the exchange rate registered a net change of 2.26% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 1.5832 was up 1.85% compared to the 2012 peak of 1.5544, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 7,916 SVC

2012 Average 7,477 SVC

Yearly Trough Low 7,369 SVC

Transaction Impact: A difference of 546.57 SVC purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

1.5776

1.4869

JanuMarcMayJulySeptNove

HRK to SVC Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.5179, compared to 1.5484 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0305 points.

H1 Avg (Jan–Jun) 1.5179

H2 Avg (Jul–Dec) 1.5484

Volatility Range Comparison

Volatility

The most volatile month in 2013 was February, with a trading range of 0.0646 SVC (High: 1.5740 / Low: 1.5094). On the other end, November was the most stable month, with a tight range of 0.0195 SVC (High: 1.5575 / Low: 1.5379).

February Spread (Volatile) ±0.0646

November Spread (Stable) ±0.0195

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0473 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0473

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2013: 1.5659) against the same month in 2012 (average: 1.5114), the exchange rate shifted by +0.0545 (+3.61%).

2013 Avg (October) 1.5659

2012 Avg (October) 1.5114

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.5623	1.5086	1.5354
February	1.5740	1.5094	1.5418
March	1.5086	1.4738	1.4944
April	1.5083	1.4744	1.4971
May	1.5199	1.4835	1.5004
June	1.5639	1.5010	1.5385
July	1.5476	1.4952	1.5244
August	1.5555	1.5285	1.5456
September	1.5546	1.5150	1.5372
October	1.5832	1.5511	1.5659
November	1.5575	1.5379	1.5472
December	1.5829	1.5529	1.5700