2018 HRK to SVC Historical Review

YEARLY HIGH

1.4724 SVC

YEARLY LOW

1.3222 SVC

YEARLY AVERAGE

1.3934 SVC

2018 HRK to SVC Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the HRK to SVC exchange rate experienced significant fluctuation. The market reached its absolute peak on February 1, valuing the pair at 1.4724. Conversely, the yearly low was recorded on November 12, dropping to 1.3222.

This high-to-low spread represents a total annual volatility of 0.1503 SVC. From a start-to-finish perspective, comparing the January average rate of 1.4357 to the December average rate of 1.3443, the exchange rate registered a net change of -6.36% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2018 high of 1.4724 was up 3.63% compared to the 2017 peak of 1.4209, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 7,362 SVC

2017 Average 6,624 SVC

Yearly Trough Low 6,611 SVC

Transaction Impact: A difference of 751.43 SVC purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

1.4646

1.3266

JanuMarcMayJulySeptNove

HRK to SVC Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.4284, compared to 1.3584 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0699 points.

H1 Avg (Jan–Jun) 1.4284

H2 Avg (Jul–Dec) 1.3584

Volatility Range Comparison

Volatility

The most volatile month in 2018 was January, with a trading range of 0.0646 SVC (High: 1.4653 / Low: 1.4007). On the other end, July was the most stable month, with a tight range of 0.0132 SVC (High: 1.3894 / Low: 1.3762).

January Spread (Volatile) ±0.0646

July Spread (Stable) ±0.0132

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2018. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0477 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0477

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2018: 1.4531) against the same month in 2017 (average: 1.2513), the exchange rate shifted by +0.2018 (+16.13%).

2018 Avg (February) 1.4531

2017 Avg (February) 1.2513

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.4653	1.4007	1.4357
February	1.4724	1.4320	1.4531
March	1.4634	1.4404	1.4509
April	1.4614	1.4274	1.4472
May	1.4303	1.3666	1.3995
June	1.3999	1.3705	1.3837
July	1.3894	1.3762	1.3831
August	1.3790	1.3365	1.3590
September	1.3880	1.3623	1.3722
October	1.3678	1.3342	1.3539
November	1.3493	1.3222	1.3381
December	1.3546	1.3382	1.3443