2014 HRK to SVC Historical Review

YEARLY HIGH

1.6045 SVC

YEARLY LOW

1.3873 SVC

YEARLY AVERAGE

1.5234 SVC

2014 HRK to SVC Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the HRK to SVC exchange rate experienced significant fluctuation. The market reached its absolute peak on May 6, valuing the pair at 1.6045. Conversely, the yearly low was recorded on December 31, dropping to 1.3873.

This high-to-low spread represents a total annual volatility of 0.2172 SVC. From a start-to-finish perspective, comparing the January average rate of 1.5619 to the December average rate of 1.4058, the exchange rate registered a net change of -9.99% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 1.6045 was up 1.35% compared to the 2013 peak of 1.5832, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 8,023 SVC

2013 Average 7,666 SVC

Yearly Trough Low 6,937 SVC

Transaction Impact: A difference of 1,085.81 SVC purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

1.6030

1.3878

JanuMarcMayJulySeptNove

HRK to SVC Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.5732, compared to 1.4735 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0997 points.

H1 Avg (Jan–Jun) 1.5732

H2 Avg (Jul–Dec) 1.4735

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 0.0594 SVC (High: 1.5108 / Low: 1.4513). On the other end, June was the most stable month, with a tight range of 0.0168 SVC (High: 1.5793 / Low: 1.5626).

September Spread (Volatile) ±0.0594

June Spread (Stable) ±0.0168

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0465 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0465

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2014: 1.5821) against the same month in 2013 (average: 1.5004), the exchange rate shifted by +0.0817 (+5.44%).

2014 Avg (May) 1.5821

2013 Avg (May) 1.5004

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.5806	1.5478	1.5619
February	1.5759	1.5443	1.5604
March	1.5897	1.5701	1.5794
April	1.5951	1.5702	1.5851
May	1.6045	1.5679	1.5821
June	1.5793	1.5626	1.5705
July	1.5794	1.5344	1.5566
August	1.5368	1.5102	1.5275
September	1.5108	1.4513	1.4810
October	1.4578	1.4325	1.4481
November	1.4310	1.4131	1.4220
December	1.4218	1.3873	1.4058