2015 HRK to SVC Historical Review

YEARLY HIGH

1.3852 SVC

YEARLY LOW

1.2094 SVC

YEARLY AVERAGE

1.2757 SVC

2015 HRK to SVC Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the HRK to SVC exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 1.3852. Conversely, the yearly low was recorded on March 17, dropping to 1.2094.

This high-to-low spread represents a total annual volatility of 0.1758 SVC. From a start-to-finish perspective, comparing the January average rate of 1.3254 to the December average rate of 1.2447, the exchange rate registered a net change of -6.09% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 1.3852 was down 13.67% compared to the 2014 peak of 1.6045, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 6,926 SVC

2014 Average 7,616 SVC

Yearly Trough Low 6,047 SVC

Transaction Impact: A difference of 878.97 SVC purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

1.3344

1.2262

JanuMarcMayJulySeptNove

HRK to SVC Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.2813, compared to 1.2701 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0112 points.

H1 Avg (Jan–Jun) 1.2813

H2 Avg (Jul–Dec) 1.2701

Volatility Range Comparison

Volatility

The most volatile month in 2015 was January, with a trading range of 0.1157 SVC (High: 1.3852 / Low: 1.2695). On the other end, February was the most stable month, with a tight range of 0.0197 SVC (High: 1.2986 / Low: 1.2790).

January Spread (Volatile) ±0.1157

February Spread (Stable) ±0.0197

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0533 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0533

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2015: 1.3254) against the same month in 2014 (average: 1.5619), the exchange rate shifted by -0.2365 (-15.14%).

2015 Avg (January) 1.3254

2014 Avg (January) 1.5619

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.3852	1.2695	1.3254
February	1.2986	1.2790	1.2896
March	1.2894	1.2094	1.2423
April	1.2852	1.2237	1.2424
May	1.3320	1.2604	1.2905
June	1.3132	1.2646	1.2975
July	1.2827	1.2479	1.2695
August	1.3271	1.2576	1.2879
September	1.3098	1.2781	1.2949
October	1.3130	1.2581	1.2886
November	1.2680	1.2111	1.2352
December	1.2586	1.2149	1.2447