2016 HRK to SVC Historical Review

YEARLY HIGH

1.3397 SVC

YEARLY LOW

1.2054 SVC

YEARLY AVERAGE

1.2855 SVC

2016 HRK to SVC Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the HRK to SVC exchange rate experienced significant fluctuation. The market reached its absolute peak on May 3, valuing the pair at 1.3397. Conversely, the yearly low was recorded on December 20, dropping to 1.2054.

This high-to-low spread represents a total annual volatility of 0.1343 SVC. From a start-to-finish perspective, comparing the January average rate of 1.2412 to the December average rate of 1.2233, the exchange rate registered a net change of -1.44% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2016 high of 1.3397 was down 3.28% compared to the 2015 peak of 1.3852, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 6,699 SVC

2015 Average 6,378 SVC

Yearly Trough Low 6,027 SVC

Transaction Impact: A difference of 671.59 SVC purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

1.3324

1.2134

JanuMarcMayJulySeptNove

HRK to SVC Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.2914, compared to 1.2796 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0118 points.

H1 Avg (Jan–Jun) 1.2914

H2 Avg (Jul–Dec) 1.2796

Volatility Range Comparison

Volatility

The most volatile month in 2016 was March, with a trading range of 0.0715 SVC (High: 1.3212 / Low: 1.2497). On the other end, September was the most stable month, with a tight range of 0.0138 SVC (High: 1.3154 / Low: 1.3016).

March Spread (Volatile) ±0.0715

September Spread (Stable) ±0.0138

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0333 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0333

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2016: 1.3177) against the same month in 2015 (average: 1.2905), the exchange rate shifted by +0.0272 (+2.11%).

2016 Avg (May) 1.3177

2015 Avg (May) 1.2905

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.2484	1.2327	1.2412
February	1.2938	1.2403	1.2713
March	1.3212	1.2497	1.2882
April	1.3332	1.3111	1.3225
May	1.3397	1.2967	1.3177
June	1.3247	1.2801	1.3074
July	1.3068	1.2848	1.2930
August	1.3241	1.2982	1.3101
September	1.3154	1.3016	1.3083
October	1.3081	1.2674	1.2863
November	1.2965	1.2278	1.2567
December	1.2465	1.2054	1.2233