YEARLY HIGH
361.3536 TZS
YEARLY LOW
337.8950 TZS
YEARLY AVERAGE
348.2501 TZS

2019 HRK to TZS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the HRK to TZS exchange rate experienced significant fluctuation. The market reached its absolute peak on March 20, valuing the pair at 361.3536. Conversely, the yearly low was recorded on October 1, dropping to 337.8950.

This high-to-low spread represents a total annual volatility of 23.4586 TZS. From a start-to-finish perspective, comparing the January average rate of 354.4903 to the December average rate of 343.1567, the exchange rate registered a net change of -3.20% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2019 high of 361.3536 was down 5.03% compared to the 2018 peak of 380.5008, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 1,806,768 TZS
2018 Average 1,812,210 TZS
Yearly Trough Low 1,689,475 TZS
Transaction Impact: A difference of 117,292.90 TZS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

357.9840
340.5092
JanuMarcMayJulySeptNove

HRK to TZS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 352.4330, compared to 344.0673 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 8.3657 points.

H1 Avg (Jan–Jun) 352.4330
H2 Avg (Jul–Dec) 344.0673

Volatility Range Comparison

Volatility

The most volatile month in 2019 was March, with a trading range of 12.0875 TZS (High: 361.3536 / Low: 349.2661). On the other end, November was the most stable month, with a tight range of 4.9598 TZS (High: 345.3284 / Low: 340.3686).

March Spread (Volatile) ±12.0875
November Spread (Stable) ±4.9598

Growth Streaks & Declines

Trends

Between October and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 7.1494 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -7.1494

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2019: 356.4372) against the same month in 2018 (average: 374.2208), the exchange rate shifted by -17.7836 (-4.75%).

2019 Avg (March) 356.4372
2018 Avg (March) 374.2208

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 358.0535 350.5509 354.4903
February 359.9851 353.5682 356.5278
March 361.3536 349.2661 356.4372
April 351.9005 346.0898 349.2877
May 349.7307 344.4269 347.1460
June 355.0132 346.0111 350.7090
July 351.3484 344.7015 348.9259
August 349.1415 341.7648 346.1382
September 345.0469 338.0253 341.9922
October 344.9243 337.8950 341.9655
November 345.3284 340.3686 342.2252
December 346.3959 340.4891 343.1567