2020 HRK to TZS Historical Review

YEARLY HIGH

377.8253 TZS

YEARLY LOW

322.5751 TZS

YEARLY AVERAGE

350.5810 TZS

2020 HRK to TZS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HRK to TZS exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 377.8253. Conversely, the yearly low was recorded on March 19, dropping to 322.5751.

This high-to-low spread represents a total annual volatility of 55.2502 TZS. From a start-to-finish perspective, comparing the January average rate of 343.6555 to the December average rate of 374.3464, the exchange rate registered a net change of 8.93% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 377.8253 was up 4.56% compared to the 2019 peak of 361.3536, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 1,889,127 TZS

2019 Average 1,741,031 TZS

Yearly Trough Low 1,612,875 TZS

Transaction Impact: A difference of 276,251.25 TZS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

378.6739

326.7441

JanuMarcMayJulySeptNove

HRK to TZS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 337.8744, compared to 363.2876 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 25.4132 points.

H1 Avg (Jan–Jun) 337.8744

H2 Avg (Jul–Dec) 363.2876

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 27.6485 TZS (High: 350.2235 / Low: 322.5751). On the other end, January was the most stable month, with a tight range of 5.9654 TZS (High: 347.1824 / Low: 341.2170).

March Spread (Volatile) ±27.6485

January Spread (Stable) ±5.9654

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 5.7472 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -5.7472

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 374.3464) against the same month in 2019 (average: 343.1567), the exchange rate shifted by +31.1897 (+9.09%).

2020 Avg (December) 374.3464

2019 Avg (December) 343.1567

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	347.1824	341.2170	343.6555
February	344.0762	334.5315	338.2023
March	350.2235	322.5751	336.8189
April	334.4415	327.6394	331.0716
May	338.3320	330.3290	333.1815
June	347.5037	339.0943	344.3168
July	368.6043	344.6785	353.2110
August	370.0010	363.1013	365.9993
September	367.3579	357.4059	362.5626
October	363.0616	356.7931	360.3915
November	367.1435	356.4184	363.2149
December	377.8253	370.7666	374.3464