YEARLY HIGH
410.3674 TZS
YEARLY LOW
383.5616 TZS
YEARLY AVERAGE
401.0102 TZS

2026 HRK to TZS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the HRK to TZS exchange rate experienced significant fluctuation. The market reached its absolute peak on February 15, valuing the pair at 410.3674. Conversely, the yearly low was recorded on January 7, dropping to 383.5616.

This high-to-low spread represents a total annual volatility of 26.8059 TZS. From a start-to-finish perspective, comparing the January average rate of 392.2474 to the December average rate of 405.1463, the exchange rate registered a net change of 3.29% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 410.3674 was down 1.10% compared to the 2025 peak of 414.9475, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 2,051,837 TZS
2025 Average 1,920,168 TZS
Yearly Trough Low 1,917,808 TZS
Transaction Impact: A difference of 134,029.29 TZS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

407.0982
390.8973
JanuMarcMayJuly

HRK to TZS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 400.6502, compared to 402.0904 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.4403 points.

H1 Avg (Jan–Jun) 400.6502
H2 Avg (Jul–Dec) 402.0904

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 23.9547 TZS (High: 407.5163 / Low: 383.5616). On the other end, August was the most stable month, with a tight range of 2.1125 TZS (High: 406.4374 / Low: 404.3250).

January Spread (Volatile) ±23.9547
August Spread (Stable) ±2.1125

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 8.7057 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -8.7057

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2026: 405.1977) against the same month in 2025 (average: 357.4838), the exchange rate shifted by +47.7139 (+13.35%).

2026 Avg (February) 405.1977
2025 Avg (February) 357.4838

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 407.5163 383.5616 392.2474
February 410.3674 400.3772 405.1977
March 400.3576 392.8913 396.4920
April 408.3295 397.1917 403.4500
May 406.9823 404.3279 405.7481
June 405.6045 395.0673 400.7660
July 404.4879 396.9723 399.0345
August 406.4374 404.3250 405.1463