YEARLY HIGH
352.1723 TZS
YEARLY LOW
296.8786 TZS
YEARLY AVERAGE
325.3712 TZS

2022 HRK to TZS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the HRK to TZS exchange rate experienced significant fluctuation. The market reached its absolute peak on February 6, valuing the pair at 352.1723. Conversely, the yearly low was recorded on September 27, dropping to 296.8786.

This high-to-low spread represents a total annual volatility of 55.2937 TZS. From a start-to-finish perspective, comparing the January average rate of 346.8753 to the December average rate of 327.4735, the exchange rate registered a net change of -5.59% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2022 high of 352.1723 was down 6.92% compared to the 2021 peak of 378.3422, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 1,760,862 TZS
2021 Average 1,818,358 TZS
Yearly Trough Low 1,484,393 TZS
Transaction Impact: A difference of 276,468.43 TZS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

352.7172
300.2643
JanuMarcMayJulySeptNove

HRK to TZS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 336.4274, compared to 314.3149 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 22.1125 points.

H1 Avg (Jan–Jun) 336.4274
H2 Avg (Jul–Dec) 314.3149

Volatility Range Comparison

Volatility

The most volatile month in 2022 was November, with a trading range of 21.2214 TZS (High: 322.3373 / Low: 301.1159). On the other end, December was the most stable month, with a tight range of 8.1101 TZS (High: 331.1465 / Low: 323.0364).

November Spread (Volatile) ±21.2214
December Spread (Stable) ±8.1101

Growth Streaks & Declines

Trends

Between October and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 11.2348 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -11.2348

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2022: 348.3461) against the same month in 2021 (average: 370.4039), the exchange rate shifted by -22.0578 (-5.96%).

2022 Avg (February) 348.3461
2021 Avg (February) 370.4039

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 350.8779 341.6922 346.8753
February 352.1723 343.0179 348.3461
March 341.8955 332.2075 337.1737
April 339.0945 322.4195 332.5153
May 331.5712 320.7693 326.2875
June 332.3961 322.7236 327.3664
July 323.3185 311.0494 316.1316
August 320.4318 308.4451 314.3309
September 313.6189 296.8786 307.2953
October 312.4665 300.3626 304.6354
November 322.3373 301.1159 316.0229
December 331.1465 323.0364 327.4735