YEARLY HIGH
370.5463 TZS
YEARLY LOW
325.6447 TZS
YEARLY AVERAGE
347.5950 TZS

2023 HRK to TZS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2023

During 2023, the HRK to TZS exchange rate experienced significant fluctuation. The market reached its absolute peak on December 27, valuing the pair at 370.5463. Conversely, the yearly low was recorded on January 5, dropping to 325.6447.

This high-to-low spread represents a total annual volatility of 44.9017 TZS. From a start-to-finish perspective, comparing the January average rate of 334.2203 to the December average rate of 364.0980, the exchange rate registered a net change of 8.94% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2023 high of 370.5463 was up 5.22% compared to the 2022 peak of 352.1723, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 1,852,732 TZS
2022 Average 1,626,162 TZS
Yearly Trough Low 1,628,223 TZS
Transaction Impact: A difference of 224,508.35 TZS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2023.

367.3468
328.3617
JanuMarcMayJulySeptNove

HRK to TZS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 337.0298, compared to 358.1602 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 21.1304 points.

H1 Avg (Jan–Jun) 337.0298
H2 Avg (Jul–Dec) 358.1602

Volatility Range Comparison

Volatility

The most volatile month in 2023 was July, with a trading range of 17.4483 TZS (High: 364.5263 / Low: 347.0780). On the other end, October was the most stable month, with a tight range of 5.3998 TZS (High: 354.1429 / Low: 348.7431).

July Spread (Volatile) ±17.4483
October Spread (Stable) ±5.3998

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 6.1692 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -6.1692

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2023: 364.0980) against the same month in 2022 (average: 327.4735), the exchange rate shifted by +36.6245 (+11.18%).

2023 Avg (December) 364.0980
2022 Avg (December) 327.4735

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 338.0372 325.6447 334.2203
February 340.7837 327.1902 331.6104
March 337.5102 326.5057 331.6799
April 344.9955 334.4244 341.0802
May 345.9873 335.6629 340.0805
June 349.9169 336.1813 343.5076
July 364.5263 347.0780 358.1047
August 364.5556 356.6045 361.1271
September 359.0458 349.9754 354.9579
October 354.1429 348.7431 351.2773
November 365.6984 350.9300 359.3960
December 370.5463 358.0629 364.0980