YEARLY HIGH
414.9475 TZS
YEARLY LOW
331.8275 TZS
YEARLY AVERAGE
383.8993 TZS

2025 HRK to TZS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the HRK to TZS exchange rate experienced significant fluctuation. The market reached its absolute peak on June 23, valuing the pair at 414.9475. Conversely, the yearly low was recorded on January 2, dropping to 331.8275.

This high-to-low spread represents a total annual volatility of 83.1200 TZS. From a start-to-finish perspective, comparing the January average rate of 344.7859 to the December average rate of 383.4648, the exchange rate registered a net change of 11.22% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 414.9475 was up 2.21% compared to the 2024 peak of 405.9595, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 2,074,737 TZS
2024 Average 1,877,827 TZS
Yearly Trough Low 1,659,138 TZS
Transaction Impact: A difference of 415,599.77 TZS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

410.0964
338.8486
JanuMarcMayJulySeptNove

HRK to TZS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 381.3072, compared to 386.4914 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 5.1841 points.

H1 Avg (Jan–Jun) 381.3072
H2 Avg (Jul–Dec) 386.4914

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 31.7482 TZS (High: 410.2598 / Low: 378.5116). On the other end, October was the most stable month, with a tight range of 7.1900 TZS (High: 384.0354 / Low: 376.8453).

April Spread (Volatile) ±31.7482
October Spread (Stable) ±7.1900

Growth Streaks & Declines

Trends

Between January and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 13.8574 points.

Longest Streak 5 Mo.
Sharpest MoM Drop -13.8574

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2025: 404.1590) against the same month in 2024 (average: 374.4362), the exchange rate shifted by +29.7228 (+7.94%).

2025 Avg (June) 404.1590
2024 Avg (June) 374.4362

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 354.7882 331.8275 344.7859
February 365.4874 351.1088 357.4838
March 384.0700 357.2058 378.1079
April 410.2598 378.5116 399.8647
May 407.5740 396.8973 403.4422
June 414.9475 395.5126 404.1590
July 412.7297 389.7461 403.5813
August 405.6996 379.5872 389.7239
September 390.1499 379.9905 385.4294
October 384.0354 376.8453 380.3427
November 380.5824 370.6252 376.4061
December 388.1834 376.3094 383.4648