2012 HRK to USD Historical Review

YEARLY HIGH

0.1777 USD

YEARLY LOW

0.1610 USD

YEARLY AVERAGE

0.1710 USD

2012 HRK to USD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the HRK to USD exchange rate experienced significant fluctuation. The market reached its absolute peak on February 28, valuing the pair at 0.1777. Conversely, the yearly low was recorded on July 24, dropping to 0.1610.

This high-to-low spread represents a total annual volatility of 0.0166 USD. From a start-to-finish perspective, comparing the January average rate of 0.1707 to the December average rate of 0.1742, the exchange rate registered a net change of 2.00% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.1777 was down 11.93% compared to the 2011 peak of 0.2017, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 888 USD

2011 Average 936 USD

Yearly Trough Low 805 USD

Transaction Impact: A difference of 83.21 USD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.1767

0.1626

JanuMarcMayJulySeptNove

HRK to USD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1720, compared to 0.1699 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0020 points.

H1 Avg (Jan–Jun) 0.1720

H2 Avg (Jul–Dec) 0.1699

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 0.0128 USD (High: 0.1765 / Low: 0.1638). On the other end, April was the most stable month, with a tight range of 0.0033 USD (High: 0.1776 / Low: 0.1744).

May Spread (Volatile) ±0.0128

April Spread (Stable) ±0.0033

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0056 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0056

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2012: 0.1744) against the same month in 2011 (average: 0.1840), the exchange rate shifted by -0.0096 (-5.23%).

2012 Avg (February) 0.1744

2011 Avg (February) 0.1840

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1741	0.1676	0.1707
February	0.1777	0.1716	0.1744
March	0.1777	0.1733	0.1752
April	0.1776	0.1744	0.1755
May	0.1765	0.1638	0.1699
June	0.1684	0.1634	0.1661
July	0.1680	0.1610	0.1638
August	0.1686	0.1630	0.1656
September	0.1773	0.1683	0.1732
October	0.1746	0.1713	0.1728
November	0.1723	0.1685	0.1701
December	0.1760	0.1718	0.1742