2022 HRK to USD Historical Review

YEARLY HIGH

0.1523 USD

YEARLY LOW

0.1274 USD

YEARLY AVERAGE

0.1399 USD

2022 HRK to USD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the HRK to USD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 13, valuing the pair at 0.1523. Conversely, the yearly low was recorded on September 27, dropping to 0.1274.

This high-to-low spread represents a total annual volatility of 0.0250 USD. From a start-to-finish perspective, comparing the January average rate of 0.1505 to the December average rate of 0.1403, the exchange rate registered a net change of -6.72% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2022 high of 0.1523 was down 6.66% compared to the 2021 peak of 0.1632, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 762 USD

2021 Average 786 USD

Yearly Trough Low 637 USD

Transaction Impact: A difference of 124.83 USD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

0.1525

0.1286

JanuMarcMayJulySeptNove

HRK to USD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1450, compared to 0.1348 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0103 points.

H1 Avg (Jan–Jun) 0.1450

H2 Avg (Jul–Dec) 0.1348

Volatility Range Comparison

Volatility

The most volatile month in 2022 was November, with a trading range of 0.0088 USD (High: 0.1382 / Low: 0.1294). On the other end, December was the most stable month, with a tight range of 0.0035 USD (High: 0.1420 / Low: 0.1385).

November Spread (Volatile) ±0.0088

December Spread (Stable) ±0.0035

Growth Streaks & Declines

Trends

Between October and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0051 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0051

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2022: 0.1505) against the same month in 2021 (average: 0.1609), the exchange rate shifted by -0.0105 (-6.50%).

2022 Avg (January) 0.1505

2021 Avg (January) 0.1609

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1523	0.1479	0.1505
February	0.1523	0.1482	0.1505
March	0.1474	0.1437	0.1454
April	0.1461	0.1387	0.1431
May	0.1425	0.1380	0.1403
June	0.1427	0.1384	0.1404
July	0.1386	0.1334	0.1356
August	0.1373	0.1323	0.1347
September	0.1346	0.1274	0.1318
October	0.1340	0.1288	0.1306
November	0.1382	0.1294	0.1356
December	0.1420	0.1385	0.1403