2015 HRK to USD Historical Review

YEARLY HIGH

0.1573 USD

YEARLY LOW

0.1376 USD

YEARLY AVERAGE

0.1459 USD

2015 HRK to USD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the HRK to USD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 0.1573. Conversely, the yearly low was recorded on March 15, dropping to 0.1376.

This high-to-low spread represents a total annual volatility of 0.0197 USD. From a start-to-finish perspective, comparing the January average rate of 0.1513 to the December average rate of 0.1427, the exchange rate registered a net change of -5.69% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.1573 was down 14.22% compared to the 2014 peak of 0.1834, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 787 USD

2014 Average 870 USD

Yearly Trough Low 688 USD

Transaction Impact: A difference of 98.68 USD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.1523

0.1402

JanuMarcMayJulySeptNove

HRK to USD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1464, compared to 0.1453 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0012 points.

H1 Avg (Jan–Jun) 0.1464

H2 Avg (Jul–Dec) 0.1453

Volatility Range Comparison

Volatility

The most volatile month in 2015 was January, with a trading range of 0.0121 USD (High: 0.1573 / Low: 0.1452). On the other end, February was the most stable month, with a tight range of 0.0028 USD (High: 0.1487 / Low: 0.1459).

January Spread (Volatile) ±0.0121

February Spread (Stable) ±0.0028

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0060 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0060

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2015: 0.1513) against the same month in 2014 (average: 0.1785), the exchange rate shifted by -0.0271 (-15.21%).

2015 Avg (January) 0.1513

2014 Avg (January) 0.1785

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1573	0.1452	0.1513
February	0.1487	0.1459	0.1473
March	0.1460	0.1376	0.1417
April	0.1476	0.1397	0.1423
May	0.1521	0.1440	0.1477
June	0.1500	0.1445	0.1483
July	0.1472	0.1426	0.1451
August	0.1528	0.1438	0.1473
September	0.1502	0.1462	0.1481
October	0.1502	0.1440	0.1472
November	0.1452	0.1386	0.1412
December	0.1441	0.1389	0.1427