2019 HRK to USD Historical Review

YEARLY HIGH

0.1556 USD

YEARLY LOW

0.1471 USD

YEARLY AVERAGE

0.1509 USD

2019 HRK to USD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the HRK to USD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 9, valuing the pair at 0.1556. Conversely, the yearly low was recorded on September 30, dropping to 0.1471.

This high-to-low spread represents a total annual volatility of 0.0085 USD. From a start-to-finish perspective, comparing the January average rate of 0.1537 to the December average rate of 0.1493, the exchange rate registered a net change of -2.87% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2019 high of 0.1556 was down 7.58% compared to the 2018 peak of 0.1683, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 778 USD

2018 Average 796 USD

Yearly Trough Low 735 USD

Transaction Impact: A difference of 42.53 USD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

0.1542

0.1481

JanuMarcMayJulySeptNove

HRK to USD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1523, compared to 0.1496 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0027 points.

H1 Avg (Jan–Jun) 0.1523

H2 Avg (Jul–Dec) 0.1496

Volatility Range Comparison

Volatility

The most volatile month in 2019 was June, with a trading range of 0.0036 USD (High: 0.1541 / Low: 0.1504). On the other end, May was the most stable month, with a tight range of 0.0020 USD (High: 0.1520 / Low: 0.1500).

June Spread (Volatile) ±0.0036

May Spread (Stable) ±0.0020

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2019. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0018 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0018

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2019: 0.1537) against the same month in 2018 (average: 0.1641), the exchange rate shifted by -0.0104 (-6.34%).

2019 Avg (January) 0.1537

2018 Avg (January) 0.1641

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1556	0.1522	0.1537
February	0.1545	0.1521	0.1531
March	0.1541	0.1509	0.1522
April	0.1522	0.1501	0.1512
May	0.1520	0.1500	0.1509
June	0.1541	0.1504	0.1525
July	0.1526	0.1499	0.1517
August	0.1518	0.1485	0.1505
September	0.1501	0.1471	0.1488
October	0.1501	0.1475	0.1487
November	0.1498	0.1478	0.1486
December	0.1508	0.1482	0.1493