2023 HRK to USD Historical Review

YEARLY HIGH

0.1492 USD

YEARLY LOW

0.1389 USD

YEARLY AVERAGE

0.1436 USD

2023 HRK to USD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2023

During 2023, the HRK to USD exchange rate experienced significant fluctuation. The market reached its absolute peak on July 17, valuing the pair at 0.1492. Conversely, the yearly low was recorded on October 3, dropping to 0.1389.

This high-to-low spread represents a total annual volatility of 0.0102 USD. From a start-to-finish perspective, comparing the January average rate of 0.1432 to the December average rate of 0.1449, the exchange rate registered a net change of 1.21% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2023 high of 0.1492 was down 2.08% compared to the 2022 peak of 0.1523, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 746 USD

2022 Average 699 USD

Yearly Trough Low 695 USD

Transaction Impact: A difference of 51.12 USD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2023.

0.1474

0.1396

JanuMarcMayJulySeptNove

HRK to USD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1435, compared to 0.1437 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0002 points.

H1 Avg (Jan–Jun) 0.1435

H2 Avg (Jul–Dec) 0.1437

Volatility Range Comparison

Volatility

The most volatile month in 2023 was February, with a trading range of 0.0062 USD (High: 0.1461 / Low: 0.1400). On the other end, October was the most stable month, with a tight range of 0.0027 USD (High: 0.1416 / Low: 0.1389).

February Spread (Volatile) ±0.0062

October Spread (Stable) ±0.0027

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0031 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0031

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2023: 0.1467) against the same month in 2022 (average: 0.1356), the exchange rate shifted by +0.0111 (+8.21%).

2023 Avg (July) 0.1467

2022 Avg (July) 0.1356

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1450	0.1396	0.1432
February	0.1461	0.1400	0.1420
March	0.1447	0.1400	0.1421
April	0.1467	0.1434	0.1455
May	0.1469	0.1419	0.1441
June	0.1459	0.1420	0.1439
July	0.1492	0.1441	0.1467
August	0.1461	0.1433	0.1448
September	0.1432	0.1394	0.1417
October	0.1416	0.1389	0.1402
November	0.1460	0.1405	0.1436
December	0.1474	0.1428	0.1449