2016 HRK to USD Historical Review

YEARLY HIGH

0.1532 USD

YEARLY LOW

0.1378 USD

YEARLY AVERAGE

0.1470 USD

2016 HRK to USD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the HRK to USD exchange rate experienced significant fluctuation. The market reached its absolute peak on May 2, valuing the pair at 0.1532. Conversely, the yearly low was recorded on December 28, dropping to 0.1378.

This high-to-low spread represents a total annual volatility of 0.0154 USD. From a start-to-finish perspective, comparing the January average rate of 0.1419 to the December average rate of 0.1398, the exchange rate registered a net change of -1.47% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2016 high of 0.1532 was down 2.60% compared to the 2015 peak of 0.1573, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 766 USD

2015 Average 729 USD

Yearly Trough Low 689 USD

Transaction Impact: A difference of 76.99 USD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

0.1524

0.1387

JanuMarcMayJulySeptNove

HRK to USD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1477, compared to 0.1463 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0014 points.

H1 Avg (Jan–Jun) 0.1477

H2 Avg (Jul–Dec) 0.1463

Volatility Range Comparison

Volatility

The most volatile month in 2016 was March, with a trading range of 0.0083 USD (High: 0.1511 / Low: 0.1429). On the other end, September was the most stable month, with a tight range of 0.0018 USD (High: 0.1505 / Low: 0.1487).

March Spread (Volatile) ±0.0083

September Spread (Stable) ±0.0018

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0038 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0038

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2016: 0.1507) against the same month in 2015 (average: 0.1477), the exchange rate shifted by +0.0030 (+2.01%).

2016 Avg (May) 0.1507

2015 Avg (May) 0.1477

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1429	0.1408	0.1419
February	0.1480	0.1420	0.1454
March	0.1511	0.1429	0.1474
April	0.1524	0.1500	0.1513
May	0.1532	0.1483	0.1507
June	0.1516	0.1466	0.1495
July	0.1494	0.1469	0.1479
August	0.1515	0.1483	0.1498
September	0.1505	0.1487	0.1496
October	0.1497	0.1449	0.1471
November	0.1483	0.1404	0.1437
December	0.1428	0.1378	0.1398