2014 HRK to VUV Historical Review

YEARLY HIGH

17.5186 VUV

YEARLY LOW

15.9539 VUV

YEARLY AVERAGE

16.7620 VUV

2014 HRK to VUV Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the HRK to VUV exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 17.5186. Conversely, the yearly low was recorded on November 23, dropping to 15.9539.

This high-to-low spread represents a total annual volatility of 1.5647 VUV. From a start-to-finish perspective, comparing the January average rate of 17.2040 to the December average rate of 16.4019, the exchange rate registered a net change of -4.66% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 17.5186 was up 0.07% compared to the 2013 peak of 17.5072, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 87,593 VUV

2013 Average 82,296 VUV

Yearly Trough Low 79,769 VUV

Transaction Impact: A difference of 7,823.74 VUV purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

17.4727

15.9615

JanuMarcMayJulySeptNove

HRK to VUV Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 17.1447, compared to 16.3792 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.7655 points.

H1 Avg (Jan–Jun) 17.1447

H2 Avg (Jul–Dec) 16.3792

Volatility Range Comparison

Volatility

The most volatile month in 2014 was December, with a trading range of 0.7082 VUV (High: 16.7143 / Low: 16.0061). On the other end, August was the most stable month, with a tight range of 0.2417 VUV (High: 16.6139 / Low: 16.3721).

December Spread (Volatile) ±0.7082

August Spread (Stable) ±0.2417

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.2877 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.2877

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2014: 17.2040) against the same month in 2013 (average: 15.8939), the exchange rate shifted by +1.3101 (+8.24%).

2014 Avg (January) 17.2040

2013 Avg (January) 15.8939

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	17.5186	16.9748	17.2040
February	17.4030	16.9459	17.2374
March	17.5144	16.9964	17.3468
April	17.2996	16.8660	17.0590
May	17.3548	16.8660	17.0596
June	17.2449	16.8304	16.9616
July	16.9319	16.4518	16.7125
August	16.6139	16.3721	16.4822
September	16.5123	16.0905	16.2503
October	16.5238	16.1233	16.3410
November	16.3004	15.9539	16.0875
December	16.7143	16.0061	16.4019