2020 HRK to VUV Historical Review

YEARLY HIGH

18.0952 VUV

YEARLY LOW

16.9531 VUV

YEARLY AVERAGE

17.5412 VUV

2020 HRK to VUV Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HRK to VUV exchange rate experienced significant fluctuation. The market reached its absolute peak on July 30, valuing the pair at 18.0952. Conversely, the yearly low was recorded on March 19, dropping to 16.9531.

This high-to-low spread represents a total annual volatility of 1.1421 VUV. From a start-to-finish perspective, comparing the January average rate of 17.2361 to the December average rate of 17.7990, the exchange rate registered a net change of 3.27% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 18.0952 was up 2.24% compared to the 2019 peak of 17.6995, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 90,476 VUV

2019 Average 85,710 VUV

Yearly Trough Low 84,766 VUV

Transaction Impact: A difference of 5,710.53 VUV purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

17.9475

17.1714

JanuMarcMayJulySeptNove

HRK to VUV Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 17.3881, compared to 17.6944 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.3063 points.

H1 Avg (Jan–Jun) 17.3881

H2 Avg (Jul–Dec) 17.6944

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 1.0252 VUV (High: 17.9784 / Low: 16.9531). On the other end, November was the most stable month, with a tight range of 0.2599 VUV (High: 17.7690 / Low: 17.5092).

March Spread (Volatile) ±1.0252

November Spread (Stable) ±0.2599

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.2207 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.2207

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2020: 17.5547) against the same month in 2019 (average: 17.4551), the exchange rate shifted by +0.0996 (+0.57%).

2020 Avg (July) 17.5547

2019 Avg (July) 17.4551

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	17.3707	17.1037	17.2361
February	17.5428	17.0810	17.2363
March	17.9784	16.9531	17.5106
April	17.8910	17.2288	17.5237
May	17.6231	17.2111	17.4189
June	17.8227	17.1238	17.4029
July	18.0952	17.2046	17.5547
August	18.0595	17.7130	17.8828
September	17.8599	17.4737	17.6621
October	17.9009	17.4737	17.6461
November	17.7690	17.5092	17.6216
December	17.9503	17.6170	17.7990