2021 HRK to VUV Historical Review

YEARLY HIGH

17.7710 VUV

YEARLY LOW

16.6392 VUV

YEARLY AVERAGE

17.3034 VUV

2021 HRK to VUV Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HRK to VUV exchange rate experienced significant fluctuation. The market reached its absolute peak on January 6, valuing the pair at 17.7710. Conversely, the yearly low was recorded on November 24, dropping to 16.6392.

This high-to-low spread represents a total annual volatility of 1.1318 VUV. From a start-to-finish perspective, comparing the January average rate of 17.4301 to the December average rate of 16.9880, the exchange rate registered a net change of -2.54% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 17.7710 was down 1.79% compared to the 2020 peak of 18.0952, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 88,855 VUV

2020 Average 87,714 VUV

Yearly Trough Low 83,196 VUV

Transaction Impact: A difference of 5,659.09 VUV purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

17.6158

16.8496

JanuMarcMayJulySeptNove

HRK to VUV Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 17.3514, compared to 17.2554 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0959 points.

H1 Avg (Jan–Jun) 17.3514

H2 Avg (Jul–Dec) 17.2554

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.5786 VUV (High: 17.2178 / Low: 16.6392). On the other end, May was the most stable month, with a tight range of 0.2931 VUV (High: 17.6867 / Low: 17.3936).

November Spread (Volatile) ±0.5786

May Spread (Stable) ±0.2931

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.3722 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.3722

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 17.4301) against the same month in 2020 (average: 17.2361), the exchange rate shifted by +0.1940 (+1.13%).

2021 Avg (January) 17.4301

2020 Avg (January) 17.2361

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	17.7710	17.2195	17.4301
February	17.4014	17.0786	17.2695
March	17.2780	16.9418	17.0784
April	17.5848	17.0247	17.3145
May	17.6867	17.3936	17.5519
June	17.6237	17.1484	17.4638
July	17.5490	17.1975	17.3498
August	17.6664	17.2920	17.4735
September	17.6707	17.2706	17.5223
October	17.4310	17.1378	17.2856
November	17.2178	16.6392	16.9135
December	17.1234	16.7771	16.9880