YEARLY HIGH
19.1244 VUV
YEARLY LOW
16.1416 VUV
YEARLY AVERAGE
17.9463 VUV

2025 HRK to VUV Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the HRK to VUV exchange rate experienced significant fluctuation. The market reached its absolute peak on December 23, valuing the pair at 19.1244. Conversely, the yearly low was recorded on January 12, dropping to 16.1416.

This high-to-low spread represents a total annual volatility of 2.9828 VUV. From a start-to-finish perspective, comparing the January average rate of 16.3042 to the December average rate of 18.9959, the exchange rate registered a net change of 16.51% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 19.1244 was up 8.44% compared to the 2024 peak of 17.6365, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 95,622 VUV
2024 Average 85,242 VUV
Yearly Trough Low 80,708 VUV
Transaction Impact: A difference of 14,913.90 VUV purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

19.2650
16.0351
JanuMarcMayJulySeptNove

HRK to VUV Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 17.2293, compared to 18.6634 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.4341 points.

H1 Avg (Jan–Jun) 17.2293
H2 Avg (Jul–Dec) 18.6634

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 1.1275 VUV (High: 18.1404 / Low: 17.0129). On the other end, August was the most stable month, with a tight range of 0.2260 VUV (High: 18.5317 / Low: 18.3057).

April Spread (Volatile) ±1.1275
August Spread (Stable) ±0.2260

Growth Streaks & Declines

Trends

Between January and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0265 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -0.0265

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2025: 18.9959) against the same month in 2024 (average: 16.4999), the exchange rate shifted by +2.4959 (+15.13%).

2025 Avg (December) 18.9959
2024 Avg (December) 16.4999

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 16.5376 16.1416 16.3042
February 16.5774 16.1483 16.4069
March 17.2378 16.3486 17.0109
April 18.1404 17.0129 17.7127
May 17.9449 17.4844 17.7688
June 18.5707 17.8908 18.1721
July 18.7613 18.1058 18.4600
August 18.5317 18.3057 18.4335
September 18.8739 18.3917 18.6266
October 18.9589 18.3879 18.7238
November 18.8550 18.6121 18.7407
December 19.1244 18.8199 18.9959