2015 HRK to VUV Historical Review

YEARLY HIGH

17.0199 VUV

YEARLY LOW

14.6231 VUV

YEARLY AVERAGE

15.7679 VUV

2015 HRK to VUV Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the HRK to VUV exchange rate experienced significant fluctuation. The market reached its absolute peak on September 14, valuing the pair at 17.0199. Conversely, the yearly low was recorded on April 13, dropping to 14.6231.

This high-to-low spread represents a total annual volatility of 2.3968 VUV. From a start-to-finish perspective, comparing the January average rate of 15.6828 to the December average rate of 15.9481, the exchange rate registered a net change of 1.69% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 17.0199 was down 2.85% compared to the 2014 peak of 17.5186, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 85,100 VUV

2014 Average 83,800 VUV

Yearly Trough Low 73,116 VUV

Transaction Impact: A difference of 11,983.87 VUV purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

16.6624

14.8642

JanuMarcMayJulySeptNove

HRK to VUV Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 15.4358, compared to 16.1000 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.6642 points.

H1 Avg (Jan–Jun) 15.4358

H2 Avg (Jul–Dec) 16.1000

Volatility Range Comparison

Volatility

The most volatile month in 2015 was January, with a trading range of 1.2219 VUV (High: 16.1955 / Low: 14.9735). On the other end, February was the most stable month, with a tight range of 0.2244 VUV (High: 15.7160 / Low: 15.4916).

January Spread (Volatile) ±1.2219

February Spread (Stable) ±0.2244

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.6284 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.6284

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2015: 16.5126) against the same month in 2014 (average: 16.2503), the exchange rate shifted by +0.2622 (+1.61%).

2015 Avg (September) 16.5126

2014 Avg (September) 16.2503

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	16.1955	14.9735	15.6828
February	15.7160	15.4916	15.6079
March	15.4941	14.6886	15.0799
April	15.6101	14.6231	15.0141
May	15.8962	15.0154	15.5235
June	15.9267	15.4019	15.7063
July	15.9664	15.4983	15.6779
August	16.7544	15.6751	16.1012
September	17.0199	16.1224	16.5126
October	16.7809	16.0949	16.4943
November	16.1634	15.5484	15.8659
December	16.0839	15.5391	15.9481