2026 HRK to VUV Historical Review

YEARLY HIGH

19.3529 VUV

YEARLY LOW

17.9954 VUV

YEARLY AVERAGE

18.4513 VUV

2026 HRK to VUV Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the HRK to VUV exchange rate experienced significant fluctuation. The market reached its absolute peak on January 27, valuing the pair at 19.3529. Conversely, the yearly low was recorded on June 24, dropping to 17.9954.

This high-to-low spread represents a total annual volatility of 1.3575 VUV. From a start-to-finish perspective, comparing the January average rate of 18.9085 to the December average rate of 18.2440, the exchange rate registered a net change of -3.51% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 19.3529 was up 1.20% compared to the 2025 peak of 19.1244, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 96,765 VUV

2025 Average 89,775 VUV

Yearly Trough Low 89,977 VUV

Transaction Impact: A difference of 6,787.45 VUV purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

18.9901

18.0111

JanuMarcMayJuly

HRK to VUV Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 18.5456, compared to 18.1684 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.3772 points.

H1 Avg (Jan–Jun) 18.5456

H2 Avg (Jul–Dec) 18.1684

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 0.7204 VUV (High: 18.7294 / Low: 18.0090). On the other end, August was the most stable month, with a tight range of 0.0239 VUV (High: 18.2548 / Low: 18.2309).

March Spread (Volatile) ±0.7204

August Spread (Stable) ±0.0239

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.5884 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.5884

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 18.9085) against the same month in 2025 (average: 16.3042), the exchange rate shifted by +2.6043 (+15.97%).

2026 Avg (January) 18.9085

2025 Avg (January) 16.3042

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	19.3529	18.6732	18.9085
February	19.0770	18.7436	18.8620
March	18.7294	18.0090	18.2736
April	18.7090	18.2386	18.5210
May	18.5731	18.4229	18.4739
June	18.4501	17.9954	18.2347
July	18.2211	18.0030	18.0927
August	18.2548	18.2309	18.2440