2012 HRK to XAF Historical Review

YEARLY HIGH

88.8398 XAF

YEARLY LOW

86.0746 XAF

YEARLY AVERAGE

87.2015 XAF

2012 HRK to XAF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the HRK to XAF exchange rate experienced significant fluctuation. The market reached its absolute peak on September 23, valuing the pair at 88.8398. Conversely, the yearly low was recorded on July 29, dropping to 86.0746.

This high-to-low spread represents a total annual volatility of 2.7652 XAF. From a start-to-finish perspective, comparing the January average rate of 86.7851 to the December average rate of 87.1257, the exchange rate registered a net change of 0.39% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 88.8398 was down 4.81% compared to the 2011 peak of 93.3275, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 444,199 XAF

2011 Average 444,367 XAF

Yearly Trough Low 430,373 XAF

Transaction Impact: A difference of 13,825.78 XAF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

88.4431

86.3009

JanuMarcMayJulySeptNove

HRK to XAF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 86.9492, compared to 87.4537 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.5045 points.

H1 Avg (Jan–Jun) 86.9492

H2 Avg (Jul–Dec) 87.4537

Volatility Range Comparison

Volatility

The most volatile month in 2012 was October, with a trading range of 1.7776 XAF (High: 88.2991 / Low: 86.5216). On the other end, December was the most stable month, with a tight range of 0.6876 XAF (High: 87.4078 / Low: 86.7202).

October Spread (Volatile) ±1.7776

December Spread (Stable) ±0.6876

Growth Streaks & Declines

Trends

Between June and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.9144 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.9144

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2012: 88.2646) against the same month in 2011 (average: 87.4551), the exchange rate shifted by +0.8094 (+0.93%).

2012 Avg (September) 88.2646

2011 Avg (September) 87.4551

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	87.1548	86.3534	86.7851
February	87.0385	86.2063	86.4794
March	87.4068	86.6676	86.9901
April	87.8863	86.8853	87.4776
May	87.5588	86.4968	87.0465
June	87.3228	86.5531	86.9165
July	87.7588	86.0746	87.3673
August	88.0972	86.8118	87.6326
September	88.8398	87.6934	88.2646
October	88.2991	86.5216	87.3501
November	87.2766	86.5850	86.9820
December	87.4078	86.7202	87.1257