2014 HRK to XAF Historical Review

YEARLY HIGH

86.7705 XAF

YEARLY LOW

85.3082 XAF

YEARLY AVERAGE

85.9752 XAF

2014 HRK to XAF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the HRK to XAF exchange rate experienced significant fluctuation. The market reached its absolute peak on June 28, valuing the pair at 86.7705. Conversely, the yearly low was recorded on November 23, dropping to 85.3082.

This high-to-low spread represents a total annual volatility of 1.4623 XAF. From a start-to-finish perspective, comparing the January average rate of 85.9860 to the December average rate of 85.5711, the exchange rate registered a net change of -0.48% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 86.7705 was down 1.50% compared to the 2013 peak of 88.0943, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 433,853 XAF

2013 Average 432,885 XAF

Yearly Trough Low 426,541 XAF

Transaction Impact: A difference of 7,311.71 XAF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

86.7349

85.4617

JanuMarcMayJulySeptNove

HRK to XAF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 86.0952, compared to 85.8553 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.2399 points.

H1 Avg (Jan–Jun) 86.0952

H2 Avg (Jul–Dec) 85.8553

Volatility Range Comparison

Volatility

The most volatile month in 2014 was July, with a trading range of 0.8106 XAF (High: 86.6747 / Low: 85.8641). On the other end, June was the most stable month, with a tight range of 0.2724 XAF (High: 86.7705 / Low: 86.4981).

July Spread (Volatile) ±0.8106

June Spread (Stable) ±0.2724

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.4153 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.4153

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2014: 86.6288) against the same month in 2013 (average: 87.5204), the exchange rate shifted by -0.8916 (-1.02%).

2014 Avg (June) 86.6288

2013 Avg (June) 87.5204

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	86.1964	85.7190	85.9860
February	85.9624	85.6229	85.7641
March	85.8914	85.5777	85.7180
April	86.3552	85.7064	86.0704
May	86.5702	86.1680	86.4040
June	86.7705	86.4981	86.6288
July	86.6747	85.8641	86.2135
August	86.2366	85.8154	86.0127
September	86.2553	85.8453	86.0656
October	85.9923	85.4825	85.7009
November	85.8478	85.3082	85.5678
December	85.7710	85.3802	85.5711