YEARLY HIGH
87.3788 XAF
YEARLY LOW
84.8176 XAF
YEARLY AVERAGE
86.2522 XAF

2015 HRK to XAF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the HRK to XAF exchange rate experienced significant fluctuation. The market reached its absolute peak on August 10, valuing the pair at 87.3788. Conversely, the yearly low was recorded on February 26, dropping to 84.8176.

This high-to-low spread represents a total annual volatility of 2.5611 XAF. From a start-to-finish perspective, comparing the January average rate of 85.3725 to the December average rate of 85.9867, the exchange rate registered a net change of 0.72% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 87.3788 was up 0.70% compared to the 2014 peak of 86.7705, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 436,894 XAF
2014 Average 429,879 XAF
Yearly Trough Low 424,088 XAF
Transaction Impact: A difference of 12,805.58 XAF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

87.0468
84.9869
JanuMarcMayJulySeptNove

HRK to XAF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 86.0939, compared to 86.4105 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.3166 points.

H1 Avg (Jan–Jun) 86.0939
H2 Avg (Jul–Dec) 86.4105

Volatility Range Comparison

Volatility

The most volatile month in 2015 was September, with a trading range of 1.5166 XAF (High: 87.1893 / Low: 85.6727). On the other end, December was the most stable month, with a tight range of 0.5684 XAF (High: 86.2937 / Low: 85.7252).

September Spread (Volatile) ±1.5166
December Spread (Stable) ±0.5684

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.4187 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.4187

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2015: 86.8752) against the same month in 2014 (average: 86.0127), the exchange rate shifted by +0.8624 (+1.00%).

2015 Avg (August) 86.8752
2014 Avg (August) 86.0127

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 85.6235 84.9078 85.3725
February 85.4480 84.8176 85.1586
March 86.4228 85.4431 85.9224
April 86.8469 85.9101 86.4862
May 87.3757 86.5687 86.8497
June 87.3210 86.4947 86.7738
July 86.8929 86.2608 86.5260
August 87.3788 86.3857 86.8752
September 87.1893 85.6727 86.5170
October 86.7229 85.6654 86.1524
November 87.3383 85.9576 86.4054
December 86.2937 85.7252 85.9867