YEARLY HIGH
87.4723 XAF
YEARLY LOW
86.5546 XAF
YEARLY AVERAGE
87.0393 XAF

2024 HRK to XAF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2024

During 2024, the HRK to XAF exchange rate experienced significant fluctuation. The market reached its absolute peak on November 25, valuing the pair at 87.4723. Conversely, the yearly low was recorded on November 24, dropping to 86.5546.

This high-to-low spread represents a total annual volatility of 0.9177 XAF. From a start-to-finish perspective, comparing the January average rate of 87.0385 to the December average rate of 87.0540, the exchange rate registered a net change of 0.02% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2024 high of 87.4723 was down 0.86% compared to the 2023 peak of 88.2286, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 437,361 XAF
2023 Average 435,031 XAF
Yearly Trough Low 432,773 XAF
Transaction Impact: A difference of 4,588.34 XAF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2024.

87.0583
87.0064
JanuMarcMayJulySeptNove

HRK to XAF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 87.0403, compared to 87.0383 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0020 points.

H1 Avg (Jan–Jun) 87.0403
H2 Avg (Jul–Dec) 87.0383

Volatility Range Comparison

Volatility

The most volatile month in 2024 was November, with a trading range of 0.9177 XAF (High: 87.4723 / Low: 86.5546). On the other end, May was the most stable month, with a tight range of 0.0915 XAF (High: 87.0725 / Low: 86.9810).

November Spread (Volatile) ±0.9177
May Spread (Stable) ±0.0915

Growth Streaks & Declines

Trends

Between July and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0334 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0334

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2024: 87.0107) against the same month in 2023 (average: 87.0415), the exchange rate shifted by -0.0308 (-0.04%).

2024 Avg (November) 87.0107
2023 Avg (November) 87.0415

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 87.0765 86.9556 87.0385
February 87.0744 86.9637 87.0474
March 87.0728 86.6543 87.0239
April 87.0745 86.9262 87.0446
May 87.0725 86.9810 87.0439
June 87.0685 86.8996 87.0435
July 87.0670 86.9266 87.0364
August 87.0755 86.9498 87.0405
September 87.0742 86.9673 87.0442
October 87.0683 86.9079 87.0442
November 87.4723 86.5546 87.0107
December 87.3394 86.8840 87.0540