2026 HRK to XAF Historical Review

YEARLY HIGH

87.0856 XAF

YEARLY LOW

86.6653 XAF

YEARLY AVERAGE

87.0471 XAF

2026 HRK to XAF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the HRK to XAF exchange rate experienced significant fluctuation. The market reached its absolute peak on February 1, valuing the pair at 87.0856. Conversely, the yearly low was recorded on March 13, dropping to 86.6653.

This high-to-low spread represents a total annual volatility of 0.4203 XAF. From a start-to-finish perspective, comparing the January average rate of 87.0520 to the December average rate of 87.0416, the exchange rate registered a net change of -0.01% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 87.0856 was down 0.17% compared to the 2025 peak of 87.2330, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 435,428 XAF

2025 Average 435,235 XAF

Yearly Trough Low 433,326 XAF

Transaction Impact: A difference of 2,101.51 XAF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

87.0603

87.0104

JanuMarcMayJuly

HRK to XAF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 87.0466, compared to 87.0486 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0021 points.

H1 Avg (Jan–Jun) 87.0466

H2 Avg (Jul–Dec) 87.0486

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 0.4079 XAF (High: 87.0732 / Low: 86.6653). On the other end, August was the most stable month, with a tight range of 0.0447 XAF (High: 87.0603 / Low: 87.0156).

March Spread (Volatile) ±0.4079

August Spread (Stable) ±0.0447

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0382 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0382

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2026: 87.0527) against the same month in 2025 (average: 87.0573), the exchange rate shifted by -0.0046 (-0.01%).

2026 Avg (February) 87.0527

2025 Avg (February) 87.0573

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	87.0785	87.0018	87.0520
February	87.0856	87.0075	87.0527
March	87.0732	86.6653	87.0145
April	87.0732	86.9965	87.0537
May	87.0641	87.0068	87.0503
June	87.0686	87.0210	87.0561
July	87.0752	87.0144	87.0556
August	87.0603	87.0156	87.0416