YEARLY HIGH
88.3137 XAF
YEARLY LOW
85.5291 XAF
YEARLY AVERAGE
87.2248 XAF

2016 HRK to XAF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the HRK to XAF exchange rate experienced significant fluctuation. The market reached its absolute peak on August 7, valuing the pair at 88.3137. Conversely, the yearly low was recorded on January 24, dropping to 85.5291.

This high-to-low spread represents a total annual volatility of 2.7847 XAF. From a start-to-finish perspective, comparing the January average rate of 85.7582 to the December average rate of 87.0946, the exchange rate registered a net change of 1.56% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 88.3137 was up 1.07% compared to the 2015 peak of 87.3788, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 441,569 XAF
2015 Average 431,290 XAF
Yearly Trough Low 427,645 XAF
Transaction Impact: A difference of 13,923.25 XAF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

88.1057
85.5448
JanuMarcMayJulySeptNove

HRK to XAF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 86.8723, compared to 87.5774 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.7051 points.

H1 Avg (Jan–Jun) 86.8723
H2 Avg (Jul–Dec) 87.5774

Volatility Range Comparison

Volatility

The most volatile month in 2016 was March, with a trading range of 1.2126 XAF (High: 87.3835 / Low: 86.1708). On the other end, October was the most stable month, with a tight range of 0.3876 XAF (High: 87.7560 / Low: 87.3684).

March Spread (Volatile) ±1.2126
October Spread (Stable) ±0.3876

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.2667 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.2667

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2016: 87.8923) against the same month in 2015 (average: 86.8752), the exchange rate shifted by +1.0171 (+1.17%).

2016 Avg (August) 87.8923
2015 Avg (August) 86.8752

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 86.1762 85.5291 85.7582
February 86.3361 85.5384 85.9855
March 87.3835 86.1708 86.8935
April 87.9836 87.3190 87.5787
May 87.8152 87.2898 87.5493
June 88.2071 87.1108 87.4685
July 88.0869 87.4314 87.7990
August 88.3137 87.5766 87.8923
September 87.9397 87.3922 87.7080
October 87.7560 87.3684 87.6090
November 87.7250 86.9248 87.3613
December 87.3530 86.7905 87.0946