2012 JMD to SAR Historical Review

YEARLY HIGH

0.0437 SAR

YEARLY LOW

0.0405 SAR

YEARLY AVERAGE

0.0425 SAR

2012 JMD to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the JMD to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 4, valuing the pair at 0.0437. Conversely, the yearly low was recorded on December 25, dropping to 0.0405.

This high-to-low spread represents a total annual volatility of 0.0032 SAR. From a start-to-finish perspective, comparing the January average rate of 0.0435 to the December average rate of 0.0408, the exchange rate registered a net change of -6.28% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.0437 was down 1.23% compared to the 2011 peak of 0.0443, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JMD based on timing:

Yearly Peak High 219 SAR

2011 Average 218 SAR

Yearly Trough Low 203 SAR

Transaction Impact: A difference of 15.88 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.0438

0.0405

JanuMarcMayJulySeptNove

JMD to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0432, compared to 0.0417 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0015 points.

H1 Avg (Jan–Jun) 0.0432

H2 Avg (Jul–Dec) 0.0417

Volatility Range Comparison

Volatility

The most volatile month in 2012 was October, with a trading range of 0.0007 SAR (High: 0.0421 / Low: 0.0414). On the other end, April was the most stable month, with a tight range of 0.0002 SAR (High: 0.0434 / Low: 0.0431).

October Spread (Volatile) ±0.0007

April Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2012. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0005 points.

Longest Streak 0 Mo.

Sharpest MoM Drop -0.0005

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2012: 0.0435) against the same month in 2011 (average: 0.0432), the exchange rate shifted by +0.0004 (+0.81%).

2012 Avg (January) 0.0435

2011 Avg (January) 0.0432

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0437	0.0433	0.0435
February	0.0436	0.0432	0.0434
March	0.0435	0.0430	0.0433
April	0.0434	0.0431	0.0433
May	0.0433	0.0428	0.0431
June	0.0429	0.0424	0.0427
July	0.0427	0.0421	0.0424
August	0.0423	0.0420	0.0421
September	0.0422	0.0418	0.0420
October	0.0421	0.0414	0.0417
November	0.0414	0.0411	0.0413
December	0.0411	0.0405	0.0408