2020 JMD to SAR Historical Review

YEARLY HIGH

0.0286 SAR

YEARLY LOW

0.0249 SAR

YEARLY AVERAGE

0.0265 SAR

2020 JMD to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the JMD to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 5, valuing the pair at 0.0286. Conversely, the yearly low was recorded on August 24, dropping to 0.0249.

This high-to-low spread represents a total annual volatility of 0.0037 SAR. From a start-to-finish perspective, comparing the January average rate of 0.0279 to the December average rate of 0.0261, the exchange rate registered a net change of -6.42% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0286 was down 5.01% compared to the 2019 peak of 0.0302, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JMD based on timing:

Yearly Peak High 143 SAR

2019 Average 141 SAR

Yearly Trough Low 125 SAR

Transaction Impact: A difference of 18.71 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0282

0.0249

JanuMarcMayJulySeptNove

JMD to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0271, compared to 0.0258 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0012 points.

H1 Avg (Jan–Jun) 0.0271

H2 Avg (Jul–Dec) 0.0258

Volatility Range Comparison

Volatility

The most volatile month in 2020 was January, with a trading range of 0.0018 SAR (High: 0.0286 / Low: 0.0269). On the other end, November was the most stable month, with a tight range of 0.0005 SAR (High: 0.0259 / Low: 0.0253).

January Spread (Volatile) ±0.0018

November Spread (Stable) ±0.0005

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0013 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0013

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 0.0279) against the same month in 2019 (average: 0.0288), the exchange rate shifted by -0.0010 (-3.31%).

2020 Avg (January) 0.0279

2019 Avg (January) 0.0288

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0286	0.0269	0.0279
February	0.0273	0.0265	0.0268
March	0.0282	0.0273	0.0278
April	0.0281	0.0265	0.0273
May	0.0267	0.0255	0.0260
June	0.0269	0.0263	0.0267
July	0.0270	0.0255	0.0262
August	0.0255	0.0249	0.0252
September	0.0265	0.0253	0.0261
October	0.0265	0.0257	0.0260
November	0.0259	0.0253	0.0255
December	0.0264	0.0256	0.0261