2021 JMD to SAR Historical Review

YEARLY HIGH

0.0264 SAR

YEARLY LOW

0.0240 SAR

YEARLY AVERAGE

0.0249 SAR

2021 JMD to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the JMD to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 6, valuing the pair at 0.0264. Conversely, the yearly low was recorded on November 24, dropping to 0.0240.

This high-to-low spread represents a total annual volatility of 0.0024 SAR. From a start-to-finish perspective, comparing the January average rate of 0.0260 to the December average rate of 0.0243, the exchange rate registered a net change of -6.58% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0264 was down 7.73% compared to the 2020 peak of 0.0286, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JMD based on timing:

Yearly Peak High 132 SAR

2020 Average 132 SAR

Yearly Trough Low 120 SAR

Transaction Impact: A difference of 11.99 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0262

0.0239

JanuMarcMayJulySeptNove

JMD to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0253, compared to 0.0246 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0007 points.

H1 Avg (Jan–Jun) 0.0253

H2 Avg (Jul–Dec) 0.0246

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.0014 SAR (High: 0.0257 / Low: 0.0244). On the other end, November was the most stable month, with a tight range of 0.0002 SAR (High: 0.0243 / Low: 0.0240).

April Spread (Volatile) ±0.0014

November Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2021. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0010 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0010

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 0.0260) against the same month in 2020 (average: 0.0279), the exchange rate shifted by -0.0019 (-6.71%).

2021 Avg (January) 0.0260

2020 Avg (January) 0.0279

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0264	0.0256	0.0260
February	0.0256	0.0248	0.0250
March	0.0258	0.0248	0.0254
April	0.0257	0.0244	0.0251
May	0.0252	0.0243	0.0249
June	0.0253	0.0249	0.0251
July	0.0252	0.0241	0.0245
August	0.0248	0.0242	0.0244
September	0.0255	0.0248	0.0251
October	0.0256	0.0243	0.0250
November	0.0243	0.0240	0.0241
December	0.0245	0.0241	0.0243