2015 JMD to SAR Historical Review

YEARLY HIGH

0.0329 SAR

YEARLY LOW

0.0312 SAR

YEARLY AVERAGE

0.0321 SAR

2015 JMD to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the JMD to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 5, valuing the pair at 0.0329. Conversely, the yearly low was recorded on October 24, dropping to 0.0312.

This high-to-low spread represents a total annual volatility of 0.0017 SAR. From a start-to-finish perspective, comparing the January average rate of 0.0327 to the December average rate of 0.0313, the exchange rate registered a net change of -4.10% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.0329 was down 7.21% compared to the 2014 peak of 0.0354, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JMD based on timing:

Yearly Peak High 164 SAR

2014 Average 169 SAR

Yearly Trough Low 156 SAR

Transaction Impact: A difference of 8.25 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.0328

0.0312

JanuMarcMayJulySeptNove

JMD to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0325, compared to 0.0317 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0008 points.

H1 Avg (Jan–Jun) 0.0325

H2 Avg (Jul–Dec) 0.0317

Volatility Range Comparison

Volatility

The most volatile month in 2015 was August, with a trading range of 0.0006 SAR (High: 0.0325 / Low: 0.0319). On the other end, February was the most stable month, with a tight range of 0.0002 SAR (High: 0.0326 / Low: 0.0324).

August Spread (Volatile) ±0.0006

February Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0003 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0003

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2015: 0.0327) against the same month in 2014 (average: 0.0353), the exchange rate shifted by -0.0026 (-7.32%).

2015 Avg (January) 0.0327

2014 Avg (January) 0.0353

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0329	0.0325	0.0327
February	0.0326	0.0324	0.0325
March	0.0328	0.0324	0.0326
April	0.0328	0.0326	0.0327
May	0.0327	0.0323	0.0325
June	0.0325	0.0323	0.0324
July	0.0325	0.0322	0.0323
August	0.0325	0.0319	0.0320
September	0.0319	0.0316	0.0317
October	0.0316	0.0312	0.0315
November	0.0316	0.0313	0.0314
December	0.0317	0.0312	0.0313