2014 JMD to SAR Historical Review

YEARLY HIGH

0.0354 SAR

YEARLY LOW

0.0328 SAR

YEARLY AVERAGE

0.0338 SAR

2014 JMD to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the JMD to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 12, valuing the pair at 0.0354. Conversely, the yearly low was recorded on December 31, dropping to 0.0328.

This high-to-low spread represents a total annual volatility of 0.0026 SAR. From a start-to-finish perspective, comparing the January average rate of 0.0353 to the December average rate of 0.0329, the exchange rate registered a net change of -6.56% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.0354 was down 13.21% compared to the 2013 peak of 0.0408, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JMD based on timing:

Yearly Peak High 177 SAR

2013 Average 188 SAR

Yearly Trough Low 164 SAR

Transaction Impact: A difference of 13.07 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.0355

0.0327

JanuMarcMayJulySeptNove

JMD to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0344, compared to 0.0333 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0012 points.

H1 Avg (Jan–Jun) 0.0344

H2 Avg (Jul–Dec) 0.0333

Volatility Range Comparison

Volatility

The most volatile month in 2014 was March, with a trading range of 0.0005 SAR (High: 0.0348 / Low: 0.0343). On the other end, August was the most stable month, with a tight range of 0.0001 SAR (High: 0.0334 / Low: 0.0332).

March Spread (Volatile) ±0.0005

August Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2014. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0004 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0004

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2014: 0.0353) against the same month in 2013 (average: 0.0405), the exchange rate shifted by -0.0053 (-12.97%).

2014 Avg (January) 0.0353

2013 Avg (January) 0.0405

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0354	0.0350	0.0353
February	0.0350	0.0347	0.0349
March	0.0348	0.0343	0.0345
April	0.0343	0.0341	0.0342
May	0.0342	0.0338	0.0339
June	0.0339	0.0336	0.0337
July	0.0336	0.0333	0.0334
August	0.0334	0.0332	0.0333
September	0.0334	0.0331	0.0333
October	0.0336	0.0332	0.0334
November	0.0334	0.0331	0.0333
December	0.0331	0.0328	0.0329