2016 JMD to SAR Historical Review

YEARLY HIGH

0.0313 SAR

YEARLY LOW

0.0289 SAR

YEARLY AVERAGE

0.0300 SAR

2016 JMD to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the JMD to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 10, valuing the pair at 0.0313. Conversely, the yearly low was recorded on December 19, dropping to 0.0289.

This high-to-low spread represents a total annual volatility of 0.0024 SAR. From a start-to-finish perspective, comparing the January average rate of 0.0312 to the December average rate of 0.0291, the exchange rate registered a net change of -6.58% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2016 high of 0.0313 was down 4.74% compared to the 2015 peak of 0.0329, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JMD based on timing:

Yearly Peak High 156 SAR

2015 Average 161 SAR

Yearly Trough Low 145 SAR

Transaction Impact: A difference of 11.83 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

0.0314

0.0288

JanuMarcMayJulySeptNove

JMD to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0307, compared to 0.0293 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0013 points.

H1 Avg (Jan–Jun) 0.0307

H2 Avg (Jul–Dec) 0.0293

Volatility Range Comparison

Volatility

The most volatile month in 2016 was May, with a trading range of 0.0006 SAR (High: 0.0306 / Low: 0.0300). On the other end, March was the most stable month, with a tight range of 0.0001 SAR (High: 0.0309 / Low: 0.0308).

May Spread (Volatile) ±0.0006

March Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2016. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0004 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0004

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2016: 0.0312) against the same month in 2015 (average: 0.0327), the exchange rate shifted by -0.0015 (-4.66%).

2016 Avg (January) 0.0312

2015 Avg (January) 0.0327

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0313	0.0309	0.0312
February	0.0310	0.0308	0.0309
March	0.0309	0.0308	0.0309
April	0.0309	0.0305	0.0307
May	0.0306	0.0300	0.0303
June	0.0301	0.0297	0.0299
July	0.0297	0.0296	0.0297
August	0.0297	0.0294	0.0296
September	0.0295	0.0294	0.0294
October	0.0295	0.0290	0.0292
November	0.0292	0.0289	0.0290
December	0.0293	0.0289	0.0291